David Montano
  • Colton, CA
  • United States
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Company name and description
We are DIRECT to institutional & private individuals who loan on residential & commercial properties in ALL 50 states, specializing in placing hard to fund or previously turned down loans. Whether your property is residential or commercial, we have a loan program to fit your specific circumstance.

Commercial & Residential Soft Money Program Highlights:

1) Up to 70% LTV
Rates starting at 6.99% w/ 1 point (Par Priced Loans available)
Stated Income
No Tax Returns
640+ FICO
If Residential - Must be NOO
No substantial rehabs
Appraisal Required
Residential Loans $150k- $1M
Commercial $150k - 5M

2) NO DOC-NO CREDIT programs up to 65% subject to appraised value, states below. AL,CO,CT,DE,GA,IL,IN,LA,MD,MA,MN,NY,NC, OH,OR,PA,RI,SC,TX,UT,VA,WA,WaDC,WI. Min $100k loan:

3) NO DOC, NO CREDIT up to 50% subject to appraised value:

4) All 50 states - Full Doc up to 50% LTV.

5) up to 100% financing for residential fix flips...(call for states) up to 70% of ARV.

6) Residential Owner Occupied - Just missed bank/conventional soft money & alternative financing (call for states) FHA/VA, USDA, Fannie/Freddie conventional loans in all 50 states(coming Nov 2013).

Got other programs, but these are the most popular...

Please call for credit under 640 and "outside the box" transactions that do not fit the above programs. Too many programs to list here. ALL property types & financing considered including Raw land, blanket loans, cross collaterilzation, construction, non-income producing(vacant) One-stop shop for your real estate transactions. We strive to provide the lowest cost, best available terms. Please call for a NO cost, NO obligation consultation on the funding we can provide.

David Montano
Commercial/Residential/Business Finance
Empire Real Estate Solutions
909 237-0896 Direct

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