Peak Choice Capital specializes in providing loans to entities and businesses quickly who cannot obtain conventional financing from traditional lending institutions such as banks and struggle with SBA requirements. We do NOT shop applicants and our financing is direct from portfolio balance sheets.
Our financing can be used in various ways such as property improvements, refinancing, purchasing, working capital and cash out options. We close loans quickly and provide decisions within 2 business days of an application submission. No games and a straight but simple process when working with us.
LTV/LTC maximum 70%
Loans from $25,000 to $1,500,000 (minimum property value of $75,000)
Credit rating 600 min (650 credit Minimum Required over $500,000)
No hard credit pulls
Limited documentation required.
2-3 Weeks for a complete close.
From 5 to 30 Year Fixed-No balloon
Decisions within 48 hours of application
No upfront fees or hidden cost
Interest Rates from 9-11%
If you have any questions or certain scenarios you are having trouble placing, feel free to contact us today. We will be glad to assist you with current and future transactions.