I'm a strategic referral partner with NYC Commercial Funding Conduit which provides recourse and non-recourse commercial funding from 100k to no upper limit.
My role is to send out loan worksheets which need to be completely and accurately filled out by borrowers and get these to the NYC analyst team for a full funding proposal. When the worksheet is returned we then send out a preliminary funding offer. If it is satisfactory we prepare our final, and official, funding offer which will include instructions as to how to wire us a fully refundable $2,500 - $5,000 retainer fee.
Notice how the borrower pays nothing until after they get the funding offer they like.