Interest rate options to suit your income and stage of life
Credit lines of up to 90% of the property appraisal value
Loan terms of up to 30 years
Repayment option choices – either via step installment or a flat rate plan
Extra benefits when buying into the latest residential projects
Special privileges when buying a brand new home with lenders residential project partners.
Credit Lines: Up to 100% of the purchase price but not more than 100% of the property’s appraisal value
There is a non-refundable Euro 200,00 fee when submitting a loan application ( Appraisal and Service cost ), and Euro 1,800 is to be paid when the letter of offer is accepted.
Initial expenses:
Deposit Application fee
Down payment
Commission ( if any )
Moving costs
Others: Document checking fee from the Land Department or the Ministry of Commerce, registration fee, photocopying etc
Payments to the bank
Property appraisal fee ( 2.500 THB )
Stamp duty
Land Registry Fees
Property ownership transfer fee (2% of appraisal value)
Mortgage registration fee (1% of the mortgage value)
Insurance Premiums
Fire insurance premium
Credit insurance premium (which ensures the insurance company will take charge of the loan in the event of the borrower's death or disability)