SUCCESSFUL LOAN TRANSACTION #2 "REVENUE & ASSET BASED LOANS" WITH [ZERO UP-FRONT OR DUE DILIGENCE FEES]

*** $3.5MM HOTEL PACKAGE ACQUISITION

NOTES: The developer wants to purchase 2 hotels with a total FMV of $8MM. Based on his current gross monthly income of $900K we can lend $1.8MM. We are making an exception by purchasing the hotels and holding a note. His daily payment is $16.5K, 21 days per month (monthly payment equals $350K). $350K represent a Payment To Deposit Ratio (PDR) of 38.8%. Our typical PDR can not exceed 30%. The borrower will receive the $3.5MM in seven tranches of $500K each per week over seven weeks. We are making several exceptions because the target properties are income producing and although his current income exceeds our PDR but he will have immediate additional income which we do not calculate but we anticipate. If he defaults we own 2 properties worth $8MM on a loan amount of $3.5MM.

*** $3.5MM HOTEL PACKAGE ACQUISITION

BORROWER: HOTEL DEVELOPER

GROSS REVENUE: $900K/MONTH

COLLATERAL: 2 HOTELS

USE OF FUNDS: ACQUISITION OF 2 INCOME PRODUCING HOTELS

FICO: 750

NEGATIVES: CASH FLOW

POSITIVES: OK CASH FLOW, CLEAR USE OF PROCEEDS, COLLATERAL

REVENUE QUOTE: $1.8MMK (BASED ON $900K GROSS MONTHLY REVENUE)

COLLATERAL QUOTE: $8MM (BASED ON 50% EQUITY)

FINAL QUOTE: $3.5MM

FINANCING OVERVIEW

We have a fantastic no-out-of-pocket, no monthly payment, and no balloon payment lending platform for ANY business including real estate investors.

It also constitutes a powerful additional revenue stream for ISOs, business brokers, real estate wholesalers, realtors, marketers and hard money lenders who send us referrals:

We pay 1.5% of the loan amount per referral! Just send us the client’s name and telephone number!

FOR BUSINESSES: Merchant Cash Advances are dead! You will NEVER take another Merchant Cash Advance again! MCA companies lend only 20% - 100% of monthly gross – WE LEND 200% OF MONTHLY GROSS! And our cost is ALWAYS lower!

FOR REAL ESTATE INVESTORS: We can lend you the money TO GET hard money – OR – we can provide “Gap” funding to complete a project when the hard money runs out!

BENEFITS:

- NO OUT OF POCKET COSTS!

- NO MONTHLY PAYMENT!

- NO BALLOON PAYMENT!

- NO MERCHANT PROCESSING!

- WE LEND 200% OF MONTHLY INCOME! UP TO $5MM! WE GIVE MORE BECAUSE WE ASK FOR TEMPORARY LIENS ON HARD ASSETS (REAL ESTATE, EQUIPMENT, VEHICLES)

- PAY BACK VIA DAILY ACH INSTEAD OF ONE LARGE MONTHLY PAYMENT – NO TAKING MONEY FROM YOUR CREDIT CARD INCOME LIKE MERCHANT CASH ADVANCES! CRITICAL FOR YOUR CASH FLOW!

OUR LENDER'S CEO: DOUG NAIDUS, SOLD HIS LAST COMPANY TO DEUTSCHE BANK FOR $500MM!

WE JUST RECEIVED $25MM FROM HEDGE-FUNDS!

BOTTOM-LINE:

WE HAVE MORE MONEY THAN ANY OTHER PRIVATE ASSET BASED LENDER, HARD MONEY LENDER OR CASH ADVANCE LENDER!

WE ARE MORE AGGRESSIVE THAN ANY OTHER PRIVATE ASSET BASED LENDER, HARD MONEY LENDER OR CASH ADVANCE LENDER!

WE LOWER THE COST EVERY TIME WE FINANCE YOU!

WE INCREASE THE AMOUNT WE LEND EVERY TIME WE FINANCE YOU!

LOAN TERMS: 3 – 12 MONTHS

COST*: (NO OUT OF POCKET COSTS, NO MONTHLY PAYMENTS, NO BALLOON PAYMENTS)

3 MONTHS = 12 COTD (CENTS ON THE DOLLAR)

4 MONTHS = 16 COTD

5 MONTHS = 28 COTD

6 MONTHS = 34 COTD

*These are base guideline costs that DO NOT take into account credit, years in business, use of proceeds or quantity and quality of collateral pledged. The higher your FICO, the number of years in business, use of proceeds for growth and the amount of collateral pledged will allow us to lower the cost and increase the loan amount.

AGGRESSIVE:

- “GIFT OF REVENUE” – A SEPARATE BUSINESS OR ANOTHER BUSINESS OWNER CAN GIFT A GIFT OF REVENUE BY CO-SIGNING. WE WILL LEND 200% OF THE COMBINED MONTHLY GROSS REVENUE FOR BOTH COMPANIES! WE CAN EVEN USE W2 INCOME!

- “GIFT OF ASSETS” – ANY BUSINESS OR PERSON CAN PLEDGE HARD ASSETS ON BEHALF OF THE BORROWER SO WE CAN LEND MORE MONEY!

When pledging real estate: appraisals(s), mortgage statement(s), deed(s), title(s)

When pledging equipment: picture(s), serial number(s)

When pledging vehicles: picture(s) of the vehicle(s), odometer(s), license plate(s) and VIN number(s)

AVAILABLE STATES: AL, AZ, DC, DE, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MN, MS, MO, NE, NH, NC, NM, OR, PA, UT, SC, VA, WA, WV, WI, WY. MINIMUM $100K: NJ, GA, CO. MINIMUM $50K: DC, NE, OR. ***IN A FEW MONTHS WE WILL LEND IN ALL 50 STATES!

QUALIFY YOURSELF! ANSWER THESE 3 QUESTIONS TO SEE HOW MUCH WE WILL LEND YOU IN 5 DAYS:

WE ARE REVENUE –AND- ASSET BASED! = MORE MONEY FOR YOU!

1 - *** In which States do you operate?

AVAILABLE STATES: AL, AZ, DC, DE, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MN, MS, MO, NE, NH, NC, NM, OR, PA, UT, SC, VA, WA, WV, WI, WY. MINIMUM $100K: NJ, GA, CO. MINIMUM $50K: DC, NE, OR. ***IN A FEW MONTHS WE WILL LEND IN ALL 50 STATES!

2 - *** What is the company’s gross monthly or annual revenue?

Formula: AVERAGE GROSS MONTHLY REVENUE X 2 = LOAN AMOUNT OR

Formula: ANNUAL GROSS INCOME X 16.6% = LOAN AMOUNT

3 - *** What is the total value AND balances of the company’s hard assets?

(REAL ESTATE, EQUIPMENT, VEHICLES)

AGAIN: We will pay you 1.5% for all referrals!

THANK YOU!

FOR MORE INFORMATION OR TO SUBMIT A LOAN REQUEST.

CONTACT: