I only received one legit response and after we spoke on the phone I was told I needed 30% down. I have very good credit and am unwilling to do more than a 20% down payment. Please reply here if you can help.
Thanks,
Juan Perez
See post below
Hello my name is Juan Perez. I am interested in learning what I will need to do to buy my first rental property.
I have read some other posts on here and it looks like I need to put qualifications here so this is my situation. I have not bought a rental before, this will be my first. I migrated to the USA over 20 years ago from Mexico. I have been at my job for 15 years. I am a legal citizen and have been for almost 10 years. My credit karma shows scores of 741 and 703 if that helps. My salary is only $60000 a year but I have saved over $80000 that I can use as down payment. I want to buy a regular 3 bedroom house and rent it out, or buy one that is already rented. The only real estate I have ever owned is my own house which I bought years ago.
With the information I have included, will I be able to buy a rental property? Can anyone here tell me what kind of down payment I might need to buy a rental for around $400000?
Juan Perez
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