Loan Amounts $100,000 to $1,500,000 Loan Purpose Purchase Refinance (rate/term & cash-out) Property Types Class I: multifamily (5+ units) and mixed-use Class II: office, retail, warehouse, self-storage, automotive services Debt Coverage Ratio Class I: 1.20 | Class II: 1.25 LTV Class I: 70% | Class II: 65% Fixed Period 3 & 5 year options Minimum FICO 650 Middle Score Pricing Rates starting as low as 6.99% Term 30 year fully amortizing / 30 year loan Prepayment Penalty Equal to the fixed period Simple loan documents No loan committees Common sense underwriting Brokers protected Permanent financing, NO balloons Quick Closings – 20-45 days! Call Arden 877-570-5594 or email ag29577@gmail.com