Offering flexible, fast and favorable fixed rate loans for income producing real estate! Simple process: Credit score, appraisal = funding!
Multi-Family, Mixed-Use, Office, Retail, Strip Centers, Warehouse, Self-Storage, Automotive Service. 1-4 unit Investor property, Non-Owner Occupied, Condo’s and SFR’s also eligible.
Loan sizes: $100,000 – $5,000,000 Million Dollars
Loan Types: Purchase, Refinance, Un-limited CASH OUT
Minimum Credit Required: 650 Fico Score
Loan Term: 30 Year Fully Amortizing Loan, fixed for initial 5 years. (No Balloon or Maturity)
Underwriting: Maximum LTV is 75% Secondary Financing Allowed to 80 CLTV!
Closing: 30 Day, Fast close with streamlined processing, minimal documentation and paperwork.
Rates: Competitive Rates determined deal-by-deal, based on loan amount, credit profile, property type. Generally our pricing is somewhere between banks and hard money but with lower monthly payments!
We do not lend on raw land, vacant properties, rehabs or construction projects.
A PERFECT alternative to bank’s rigid lending guidelines and excellent fit for the self-employed borrower or those with slightly less than optimal credit scores;
OK FOR SALARIED/W2’D BORROWER
MINIMUM 650 MID FICO SCORE
please send me info email@example.com
Hi John, Please feel free to call me to discuss at 954-328-5697. I look forward to speaking with you!
Jamie: I like your program, however, your program requires 20% as a down payment. Can a free & clear property be cross collateralized in lue of the 20% down payment if there is enough equity in the property being cross collateralized?
If so, please email me back: firstname.lastname@example.org
Phone: (319) 855-5922
Hi Byron, I can't cross collateralize but I can do a cash out refi on the free and clear property and use it for the down payment. My LTV is 75% with an 80% CLTV. The seller can hold 5%. My contact number is 954-328-5697. Thanks!!
Jamie: What is your email address? What is the interest rate range and points required, and upfront fees on a loan against a free & clear property at a 80% CLTV assuming a credit score of 681 at Credit Karma?
Remember this is a NON bank stated income loan designed for self-employed and “slightly-un bankable” borrowers. Best rates are for multi-family, mixed use and 1-4 units at max 75 LTV (700 credit, loan amount over $750K is low 8%’s.) Highest rate is for anything other than multi-family and small loan amounts with credit 699 and under would be just under 10%. Points are 2%.
ALL LOANS ARE 30 YEAR FULLY AMORTIZING = LOW MONTHLY PAYMENTS!
Jamie Wilson email@example.com
Please send more details or how to apply
firstname.lastname@example.org 215 896 4786
Hi Ed, If you still need information on my programs please contact me by phone at 954-328-5697 or e-mail at email@example.com. Thanks!!
Is this program still available and in New York City?
Hi Peter, Yes it is to both questions. Please contact me at 954-329-5697 or e-mail at firstname.lastname@example.org. Thanks!!
I tried several times to call you at your telephone number 1-954-329-5697 and is a NON WORKING number!!!!!
Are you aware of it???