In House and Fast, No Doc Investor Loans

Qualifying is easy!

  • No credit check
  • No income verification
  • No personal/financial asset verification
  • No title policy required (only a title search!)
  • Appraisal required and property must appraise for at least the sales price of the home            (physically distressed homes OK but no burnouts)
  • Title must be clear of all liens and encumbrances at time of closing
  • Close in one week
  • 5 year fully amortizing loan
  • Just 35% down payment required, we lend 65% of the contract price

Eligible Properties and Borrowers

  • Borrowers can be US residents, foreign nationals, corporations, partnerships or LLCs (proof of good standing required)
  • Loans made to investors only (no owner occupied)
  • Purchase money loans only (no refinances)
  • Properties must be single family residences (1-4 units)
  • No manufactured, condos, log homes or  vacant land
  • Minimum loan amount $20,000, max $100,000 (exceptions considered but not guaranteed)
  • Limit 5 loans per borrower at any one time (exceptions considered but not guaranteed)

Taxes & Insurance

  • Property taxes must be paid current through closing date
  • Property taxes will be escrowed and included in customer’s monthly payment
  • Property insurance.  Customer can provide insurance or purchase insurance waiver.  Cost for property insurance will be escrowed and included in customer’s month payment

How do I get a loan?

  • Complete short application
  • Send purchase contract
  • Send  $420 for appraisal and $155 for title search if ordering title through us.
  • We review and approve title and appraisal
  • We prepare loan docs for borrower’s signature
  • Borrower signs loan docs and we fund the purchase loan, transaction complete!

Rate is 18% amortized. Term up to 5 years.  Paid in full at the end of 5.  No pre-payment penalties.  $1495 loan setup fee and 3 points are rolled into the loan. Brokers protected.

(My personal note) 18% may seem high but you would spend a lot more if you went  6% for 30 years. You also wont find 6% with no credit and no income. The only thing we care about is the actual value of the property, nothing else.

Available States:  AL, AK, AZ, AK, CA, CT, DE, FL, GA, IL, IN, KY, LA, MD, MI, MS, MO, MT, NH,NJ, NY, ND, OH, OK, OR, PA, RI, TN, TX, UT, VT, VA, WA, WV, WY.

States we CANNOT do: CO, HI, ID, IA, KS, ME, MA, MN, NE, NV, NC, SC, SD, WI, AR.

Kimberly Jones 

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I need to close on a one family home in Brooklyn, New York ASAP, extremely fast.  How can we expedite the process ??  Thank you.

Please send info to 9733331327

Send me some information on your program.


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