Hard Money Lenders No Upfront Fees – Winston Rowe & Associates



Winston Rowe & Associates, a national commercial hard money finance firm can quickly close on a property, acquire commercial real estate from foreclosure, or take advantage of a short-to-medium term opportunity and provide additional time for the customer to secure a permanent commercial mortgage loan.  

When your commercial bridge loan financing timing is crucial, A Winston Rowe & Associates principle is always available to speak with prospective clients. They can be contacted at 248-246-2243 or email them at processing@winstonrowe.com

Most banks do not offer the range of commercial real estate bridge loans that Winston Rowe & Associates provides because they typically do not fit the bank’s lending criteria due to the speculative nature of the property, the higher level of risk, lack of cash flow, and other factors.  

Areas of Winston Rowe & Associates Business Practice:

Unsecured Business Loans

Bridge loans can fund in just a few weeks

Never an upfront or advance fee

They consider all commercial property types

Capital deployment starting at $50,000 through $100,000,000.

Discount bank note financing

Debtor in possession

Opportunistic real estate investments

Winston Rowe & Associates best business practices process ensures that their clients receive lighting fast funding with the most aggressive hard money rates and terms available, while managing every step of the financing process from document collection to commitment negotiation and closing.

Winston Rowe & Associates provides no upfront or advance fee commercial hard money bridge financing in the following states.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,  Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia,   Washington, Washington DC, West Virginia, Wisconsin, Wyoming

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Long Term Interest Rates Edging Up For 2018 

Long-term interest rates are heading up next year, but short-term rates will outpace them.

Tax cuts for both businesses and middle class individuals should goose the economy going forward.

Improving business profitability should generate business investment, but some of the bigger profits will go toward stock buybacks and shareholder returns.

The rising stock market and burgeoning home values will encourage consumer spending, but until workers see bigger bumps in their paychecks.

The modest pickup in inflation will keep long rates from rising as much as short ones. Eventually, an anticipated inflationary hike will also increase long rates, but not for a while.

The expected deficit increase that will accompany the recently enacted tax package will also boost long rates a bit.

The Fed will keep raising short rates because of falling unemployment and other indicators that show a tightening labor market.

The Fed very much wants to stay ahead of any inflation that rising wages may generate.

It will lift short-term rates by a quarter of a percentage point two to three times in 2018. That will put the federal funds rate at 2.0% to 2.25% heading into 2019.

Winston Rowe & Associates published this article. They can be contacted at http://www.winstonrowe.com

Good Evening,

I hope all is well.

I am looking for an $8,750,000 equity based loan secured by 213 acres +/- acres valued $17,500,000.

Property / land has real estate attached.

I need to close in 7 -10 business days.

Property Attributes

The property address is 140 Aubrey Dr. Butler, PA..

The property includes a 18 Hole Golf Course (approx. 110 acres ), approx. 105 acres of vacant development land, Clubhouse, Tea House, and associated Maintenance Buildings.

All of the land with the exception of 33 acres is zoned R-2 ( 8 units per acre).

A $1,000,000.00 + Clubhouse, 60 Golf Carts, and Tea House along with golf course maintenance equip.

The property and land is owned free and clear of any liens and held in a Family Trust.

Legal Description of Property

060-2f104-13E, 060-2F104-13F, 060-2F104-23DAA, 056-4-1, 056-4-2, 056-39B.

These parcels are located in Butler and Center Twp.`s of Butler County, Pennsylvania.

Requested Loan Terms

Non-Recourse Land Loan - Quick Close is the type of loan requested. (7-10 Days)

$17,500,000 Current Market Value.

$8,750,000 Requested Loan Amount (50% LTV).

1 Year Loan Term.

8% Annual Interest Only Payments.

(The entire one (1) year of interest only payments will be prepaid at closing so that there will be no interest only payments due during the one (1) year loan term.

One (1) Point paid for Loan Origination Fees.

If your company has an interest in approving our loan request to purchase this property and need more information, please email me with the request and I will secure the requested information.

Exit Strategy

Property will be refinanced after one (1) year to repay requested loan amount.


Property will be purchased for humanitarian purposes and to be developed for assisted living facilities.

Note: All property information provided by Seller.

I look forward to answering any questions you may have via email in order to receive a preliminary decision whether or not your company is interested in financing our purchase of the above property.

Best Regards.


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