1) 3 months bank statements (must have seasoned funds with 6 months PITI reserves and enough for closing costs) 2) Employer Letter stating: applicants current position, length 3) Recent Months paystubs, Employment contract 4) Copy of passport 5) US Mailing address and phone number (for disclosure purposes) 6) Complete application kit
If self employed: 1) 2 years business license or equivalent, 2) CPA letter confirming the type of business and length of self employment and the business annual income 3) 2 years Business financial statements 4) Business tax returns (not necessary unless 3 can not be provided)
* All documents provided that are not in English or in Foreign Currencies, must be translated by a 3rd party Translator and certified.
* Financial Statements/Tax Returns may be translated to English and
Additional items may be requested during the loan process. Only until all items are reviewed can an underwriter determine if the loan request is acceptable.