Thousands of homeowners are choosing our Home Equity Investment (HEI), a new solution created for homeowners who want to unlock their home equity without being locked into a loan.
The Home Equity Investment (HEI) lets you access $35,000 to $350,000 of home equity. It's not a loan, so there are no monthly payments. There is no interest charged, ever. Instead, we become a partner with you in the future change in value of your property. If your home's value rises, you share the gains when you sell or refinance. If your home's value drops, Point shares in the loss.
Many choose the HEI due to the financial flexibility it provides. This makes a huge difference for people eliminating debt, covering large expenses, or pursuing an investment opportunity. Others have inconsistent income and use the funds to smooth out a period of unpredictable cashflow. Lastly, the HEI is also a favorite among those who think the property market is at a peak and want to "hedge" the market.

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