We have great DSCR loan programs nationwide except ND, SD, and VT!!!
Term: 30 years
Purchase or Refinance
Max LTV for purchase is 80% LTV
Max LTV Rate/Term Refinance is 75% LTV
Max LTV Cash Out up to 75% LTV for solid credit
Loan Amounts from $90k-$4M
30 year fixed rates, ARM loans, and interest only options
DSCR minimum 1.10%
Financing for 1 to 4 units and Commercial properties!!!
First time borrowers okay!!!
No tax Returns or DTI calculations
Minimum credit score at 620+
Seasoning to refinance 3+ months
No rural properties!
We are direct to lenders that can finance DSCR loans. It is solely based on the rental income minus property tax and insurance and the principal/interest payments. Please reach out to me if you have a loan scenario or any questions that I can answer for you.