Our loan officer was Justin Tailon who I found on this website. They promise no up front fees, but asked for the first loan payment up front to make sure that we were real people and serious. He SWORE to me that there would be no additional fees prior to the loan being funded.
So we wired the money; got the loan documents today and learned that in order to fund the loan, they wanted another $900. I was very upset and told him we didn't have it. He told me that when he said that there would be no fees, the investor that he thought would fund the loan changed and the new investor required more money and that he was sorry. He also said he would refund the money. I told him how badly we needed the loan and asked him if there wasn't anything he could do. He said he would try.
After a lot of back and forth, he had me download a program called TeamViewer which allows him to work from my computer screen and lets me see what he is doing. He had me log into my Western Union account and set up a payment for $1440 (who knows where that number came from) from me from a bank account that WAS NOT mine. Then he wanted me to enter my drivers' license number and wait for Western Union to call me and confirm the payment telling them it was for a friend.
I told him no, that it didn't sound right, that it didn't seem legal. He assured me that it was but words like identity theft and fraud were all I could think. After Over 90 minutes back and forth, he grew angry with me and said he wouldn't refund my money. That he changed his mind. I received a number of inquiries for loans from Jerethan...all different people and different phone numbers. I didn't find anything negative online before tonight. I'd seen the posts on the Real Estate Finance page from their "agents" but never saw any negative comments until tonight.
I only want my money back. This is just wrong.