Unsecured Bad Credit Business Loan
Get the funding your business needs in less than 24 hrs! Payments are made based on a small percentage of your business total sales allowing you to focus on other important things: Your customers!
Loan Requirements:
Funding range: $2,500 – $1,000,000
Minimum 500 Credit Score required
Business must be open minimum 3 months
Business must generate an income minimum $5,000 a month
Require last 3 months of your business bank statements
Loan amount based on business cash flow. Cash deposited into your bank account
Approval in 1-8 hours
Money ready in 1-3 business days
FAQs:
Q: How does your Business Loan program work?
A: We offer business financing with flexible loan amounts and fast loan process. Qualifying is very simple. We ask for a 3 months of your business bank statements. We don’t care about your personal credit history; we focus on your business. We have 3 – 24 month terms for repayment.
Q: Are you going to check my credit?
A: Yes, but we lend based on your business cash flow not your personal credit.
Q: Does my business qualify for a Business Loan?
A: If your business has been running for over 90 days with at least $5,000 in bank deposits per month, you qualify to apply for a business loan.
Q: How can I use the capital when I receive it?
A: Any way you like. You can purchase additional inventory, advertise, expand, pay debt, payroll, renovate or down payment for your real estate investment. It is completely up to you.
Q: How much will I get?
A: Through our business loans, you may receive $2,500 – $1,000,000 based on the revenue generated by your business.
Q: Can I pay off the loan early without being penalized?
A: Yes, unlike traditional money lenders, we don’t charge a pre-payment penalty at any time.
Q: When will I get the money in my account?
A: If everything is in place, you will receive the funds in as little as 24-48 hours from when you complete the application.
Q: Can I get more money down the road?
A: Absolutely, once you get funded the first time, we begin building a relationship with you. This enables you to build your business credit with us in order to provide you with more funding when you need it most.
Q: I’ve been denied by my bank before. Can I still get a loan?
A: Yes, our system judges businesses differently than the banks, with a focus on your business cash flow instead of personal credit scores or collateral. This means that we can lend to many businesses who may have been denied by their bank.
Q: What business industries do you work with?
A: We work with over 250 different kinds of businesses. We make loans to restaurants, auto repair shops, retailers, doctors, beauty salons, construction companies, real estate and many other service providers. All industries can be accepted.
Q: What is the interest rate?
A: There is not simply a interest rate, for this business loan program we calculate interest in a different way; EXAMPLE : for $1 borrowed you have to pay back $1.10 – $1.15 depending on your business condition, cash flow strength, and loan term.
If interested, please send email to therita@yourhousemymoney.com
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