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Fix & Flip Loan Program

Rental Loan Program

Commercial Loan Program

Project Type Single Family Residential
2-4 Unit Residences
Condominiums
Townhomes
Multi-Family Apartments
Mixed Use Buildings
(min. 50% residential)
Small Commercial
Single Family Residential
2-4 Unit Residences
Condominiums
Townhomes
Multi-Family Apartments
Mixed Use Buildings
(min. 50% residential)
Multi-Family
Apartments
Mixed-Use
Single-Use
Office
Light Industrial/Warehouse
Retail
Loan Amount $50,000 to $3,000,000 $50,000–$3,000,000 $250,000–$3,000,000
Loan to Value (LTV) Up to 85% Up to 75% Up to 70%
Rent Coverage Ratio Not Applicable 1.25x 1.1x
Loan Term 12 Months
(No Prepayment Penalty)
24 Months
(With 1 Year Extension Option)
12 Months
(No Prepayment Penalty)
Interest Rate From 8% From 7.6% From 10%
Proceed Usage Purchase, Refinance, Renovation, Bridge, Cashout Purchase, Refinance, Bridge, Cashout Purchase, Refinance, Renovation, Bridge
       

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