The market is in full swing.  Realtors and Lenders alike are discovering that it is quite a tool to be able to write an offer with 5 days for loan approval and a 10 day close of escrow!

Lots of fast loans for refinancing as well; We are very busy with our Bridge or Temporary loans. We are getting a lot of these from other Mortgage Brokers who do not have a fully developed Hard Money Program.

We do Pre-Approvals for your Buyers as soon as we take their loan application.  We do this over the phone and it takes about 5 minutes.  We then write the Pre-Approval letter once we have the address of the property they want to make an offer on and what they propose to offer.

Call 707-523-2099 with any scenarios you may have and we’ll get back to you right away!

Read the full article at

Best, Ken & Forest – The Guys in the White Hats

Lead Loan Originator and Hard Money Broker of family owned and operated Sun Pacific Mortgage & Real Estate, serving all of California since 1988!  707-523-2099  CA DRE license #01464899 and NMLS #360993


Note:  Get our financing despite bad credit, difficult to prove income, property a fixer, etc.!  We finance Jumbo loans, Bridge and short-term loans, Owner Occupied purchases and refinances, investment purchases and commercial.

Forest CA DRE license #01000559 and NMLS #289456

Ken CA DRE license #01858042 and NMLS #1221130

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