K&S Mutual Funds and its affiliated entities, have provided exceptional mortgage lending services throughout the United States. K&S Mutual Funds business channels include wholesale, retail and correspondent lending; financial institutions mortgage outsourcing services and credit union mortgage outsourcing services.

K&S Mutual Funds is newly equipped to conduct business in all states with HUD (United States Department of Housing and Urban Development). Additionally,

K&S Mutual Funds is recognized as a Top 20 (2012-Q2) Residential Lender Ranked by Total Volume; a Top 20 (2012-Q2) Residential Lender Ranked by Total Number of Loans; the 4th largest Residential Lender Ranked by Wholesale Volume (2012 Q2);and has become a larger Privately Held Lender nationwide.

As a company, $975 Billion has been invested to cover up for numerous borrowers accross the states

We are a full service direct lender. "You've got the Greenlight" for your mortgage loan. We are your low/no cost leader with the most outstanding customer service.

If you are Refinancing your home loan, we can save you thousands of dollars during the life of your loan. Whether your goal is to cash out your equity, reduce your monthly payments, or shorten the term of your loan, we've got you covered.And if you are Purchasing your first, second or an investment home, we can make it easy to get the loan you need.

We offer many different Loan programs below.We are your one stop lender. Apply now for your pre-approval.

* Personal Loans (Secure and Unsecured)
* Business Loans (Secure and Unsecured)
* Consolidation Loan
* Construction Loan
* Equity/Home Loan
* Student Loan
* Debt relief Loan
* Mortgage Loan,
* etc.....

Our pre-approval process is quick and best of all, its FREE AND NO UPFRONT FEES! So why wait any longer? Don`t let your dreams pass you by as well as to live a Comfortable life in this world with no worries of debt.

We still recognize the importance of real estate fundamentals and strong business plans and are actively providing real estate investors the capital needed to execute on their business strategies.

Buying a new home

For over 30 years, we've been helping tens of thousands of people to get the low-interest rate loans they need to turn their dream home into reality. Our streamlined, personal approach makes the process as easy and stress-free as possible. Whether you need a FHA insured loan with a low down payment, a conventional 30-year fixed mortgage, or any other type of loan, your personal Mortgage Specialist will work hard to find the perfect loan for you.

Refinance and Save

Replacing your existing mortgage with a new loan doesn't get any
easier than with Embrace. No matter what your reason for
refinancing, we'll get you the loan you need, when you need it.
Reasons to Refinance:

Lower your interest rate or monthly payments
Get regular, predictable payments with a Fixed Rate
Get a variable-rate mortgage with better terms NOW
No application fee
Get cash fast, NOW
Consolidate debt
Shorten your payback term
No obligation

Harp 2 Loans

The Home Affordable Refinance Program (HARP) allows you to get a new, more affordable mortgage even if you're underwater?

Now in its second stage, HARP Phase 2 makes it possible for even more homeowners with Fannie Mae or Freddie Mac owned mortgages to refinance at historically low interest rates. Homeowners who find themselves “underwater” — that is, those who owe more on their mortgage than their house is worth—can refinance. Harp Phase 2 has also eliminated the need for a new property appraisal when a reliable Automated Valuation Model (AVM) is available.

If your mortgage is owned or guaranteed by Freddie Mac or Fannie Mae, a HARP 2 loan may be your opportunity to take advantage of some of the lowest interest rates ever.

Our terms and conditions are reasonable and we would like to hear from you if you are interested for more information about our procedures.

60-80% LTV

Call/text: (931) 488-5856
Email: habrad59@gmail.com
Weblink: https://www.yelp.com/biz/k-and-s-mutual-fund-memphis

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