Let Us Help Get That Loan Done Fast!

A Mortgage Broker in Southern California called us with an opportunity he was not able to do:

A bridge loan for $850,000 at 65% loan to value.  His Borrower was self-employed with difficult to prove income, thus having difficulty with loan approval within the time frame…

One of the best ways to insure the value of your rental property and increase your cash flow is to maintain and manage it well. As a landlord you should be vigilant that your property does not depreciate because of your inattentiveness. Markets may fluctuate, and while this is something you don’t have particular control over, you can ensure that your property does not…

Looking for ways to protect their financial security, many homeowners are investing their money in second homes, or are refinancing existing loans on rental property to upgrade them.   Whether they are looking for another source of income, or they need to improve their existing rental property, they recognize that real estate has proven to be a profitable and long-term…

After 30 years of financing multitudes of Hard Money loans, it has become apparent that we are the true guardians of FAST Hard Money!

We have funded many loans in less than one week; We can finance a property that doesn’t qualify for conventional financing; Lend to those who have difficulty proving income, as well as those borrowers with poor credit who have been…

Let’s look at the difference between traditional or conventional Lenders, such as Banks and other in-house lending institutions and a Hard Money Lender:

Interest Rates – Conventional interest rates are generally lower than hard money rates, but if a hard money loan makes the difference between no loan and paying a little more until you…

As Lenders or Brokers you often come across a client who is on the brink of qualifying for a conventional loan, but can’t quite make the grade.  That’s the time for a call to Sun Pacific Mortgage, the premier Hard Money Lender in California, offering such loans since 1988!

If we can get your client into a home with one of our programs, when they are ready to pay…

We stand ready, stronger than ever, to help get your loan approved fast!  Having a 2018 World Classic Cruiser Weight Champion on our family Hard Money team, just adds that special superpower to our alternative financing programs.

Read below to see various loans funded by our office.  And then email us back or Call Today 707-523-2099 to find out how we can help be…

Jumbo Loan Funded In A Flash!

A property owner in Napa needed some fast capital for his business as well as wanted to do some needed upgrades to his rental.  Unfortunately, he was having difficulty qualifying for a conventional loan due to being self employed with difficult to prove income – and he couldn’t wait the 6…

Today most industry leaders would agree that waiting for home prices to drop significantly before buying property is very unwise.  The latest reports anticipate at least a 5.2% increase over last year’s 7% increase in property values.

Besides anticipating a jump in market pricing, another reason to make your move now is the inevitable interest rate…

Taking advantage of Hard Money for real estate purchases and refinances will not only put your client into a better position, but it’ll put you into a league of your own as their Real Estate or Lending Agent!

Read below to see what recently funded by our office – including mega jumbo loans and 1-week-to-funding loans!

And Call Us today at (707) 523-2099 to see…

Jumbo Loan Funded Magically Fast

A Home Buyer was referred to us by his Lender because he need a few more months to fix some “strange” credit issues before he could qualify for a conventional loan. But neither of them wanted to wait or they would miss out on a great investment purchase in Napa. This is when they…

Let Us Help With Our Hard Money Loans!

A Home Buyer was having problems getting her loan approved elsewhere, due to difficult to prove income. She had a free and clear home she was selling but wanted to buy another house prior to this sale.

We jumped in with our Bridge Loan program, allowing her to get a $450,000 loan against her home about…

No need to be confused by how to get your loan approved FAST. With Hard Money it’s simple!

– We can fund fast, less than 1 week if needed!

– Often considered “all cash”, makes them stronger offers.

– FICO scores are not a determining factor.

– It offers flexibility and speed that is…

“[Sun Pacific] did a fantastic job. They were honest, straightforward, to the point, loyal to the borrowers, and got me a 24-hour turnaround from docs to having a full package! They were very professional and loyal to their word.  I…

We can CRUSH those slow loan approvals and overcome loan disapprovals with our Hard Money programs!

Let us help you overcome all your summer alternative financing needs for real estate purchases and refinances. Read below to see some of our recently funded loans.  

Read the full article…

“It was a pleasure to be able to get this loan at Sun Pacific Mortgage. This was the easiest loan process I have ever experienced in my life!! I will keep [them] on our list for any future loans needs for sure!!!  My loan process was quick, easy and very professional.”  Best, L.Q.

A Realtor reached out to us to get some fast lending help…

“Thank you so much!! It was a pleasure to be able to get this loan with you.  This was the easiest loan process I have ever experienced in my life!! We sure will keep you on our list for our future loans. Thank You” – Borrower, S.B.

 …

Good Hard Money loans take skill – and as you can see, this we have!

We are skilled in getting FAST loan approval.  Skilled with multiple loan options, including large loans up to $2Million. Skilled in making the impossible possible!…

1. It’s Fast!
   
   We have done many refinances and purchase loans in less than a week.
2. We finance Jumbo size and larger loans!
   
   We can fund up to $2Million for a refinance or purchase.
3. Credit Score not generally a factor!
   
   Do…

The market is in full swing.  Realtors and Lenders alike are discovering that it is quite a tool to be able to write an offer with 5 days for loan approval and a 10 day close of escrow!…