One Of A Kind Financing Available

Alt-A Loan of the Week

One of our referring mortgage brokers sent us a client from San Anselmo in Marin County who was looking to quickly pay off a balloon payment that had come due.

The client needed a loan of $375,000 in a hurry to save his…

People generally believe that the winter months are not the best time to list their home for sale; however, a recent report in Showingtime, a real estate industry magazine, reveals how this year is different all over the country: Buyer activity is way up compared to the same time last year.

The…

Want fast alternative financing or have a client who just misses qualifying for regular “A-paper” financing? 

Then you have to take advantage of our one-of-a-kind loan program:

• Rates as low as *6%!
• Good credit (640 and up)
• Loan To Value 64% or…

Recent Sonoma and Napa Counties real estate statistics reveal a flattening of the market experienced last quarter:

Napa County

• # of closed sales = 276 (1% decrease over prior year)
• Average sales price:  $1.0 Million (9% decrease over prior…

Family Owned for 32+ Years!

“What I liked most about working with you was your SPEED. My borrowers/clients were happily satisfied. You are our go-to for Owner Occupied hard money, so I definitely refer you to anyone!”

– Bank Acct Manager, E.G. 

As you can see in the below Recently Funded…

While reviewing 2019, here at Sun Pacific Mortgage & Real Estate we were happily surprised by some of the significant accomplishments we achieved, resulting in many more homeowners and home-buyers getting the financing they were hoping for!

As we embark on our 32nd year in the real estate & mortgage business, we are proud to be able to…

We can help make this Valentines Day better for you or your client by providing fast financing with our alternative loan programs – just as we did below: 

Loan of the Week

A mortgage broker in Brisbane, CA reached out to us for assistance with one of his clients, who was unable to obtain financing…

At the end of the year all eyes are on the new year.  Too bad we don’t have a crystal ball to predict the real estate market of the future.  We only have the current situation and historical trends to guide us. 

Real estate market trends are driven by several factors:  inventories, home prices, interest rates, days on the market, regional…

Ever-Growing Popularity For This Financing

Last year our family of borrowers grew to more than 10,000!  Many of these new clients were referrals from our trusted army of referring Realtors, Lenders and Mortgage Brokers who turned to us for assistance in getting their home buyers and borrowers the financing they…

Just ten years ago, many homeowners were desperately trying to hang on to their homes.  Trying to sell a home was considered a nightmare. Buyers were having a struggle to find a financial institution that would lend them the money to purchase or refinance a home.  Thank heavens that is all behind us!

The fundamental landscape of American…

Fast Alternative Financing For Over 3 Decades!

Loan of the Week

A past borrower called us about obtaining a loan against her property in Tiburon.  She was having difficulty getting approval from another lending institution even though there was a healthy amount of equity available. 

Although she was…

When you finally decide to sell your home, what mistakes should you consciously avoid in order to have the best outcome? Although you are excited to make new memories in new spaces, you still carry deep sentimental attachments to the house you are leaving behind.  This emotional dichotomy can result in some costly mistakes. So, how should you manage this…

In business for 3 decades and moving beyond! 

We are family…

One of the major decisions facing the newly retired is what to do with their home.  Some retirees want to downsize so they have fewer maintenance chores, while others can’t imagine living anywhere else.  Still others consider using the equity in their home to buy another smaller home and use their former primary home as a…

While we have all witnessed the dramatic transformations on HGTV when a home is put on the market, we are pretty sure the price is more than most of us can afford.  So, what can we do to make our listings as attractive as possible without breaking the bank? Here are a couple of tips that might help and save you money,…

And it is clear many Borrowers, referring Realtors, and Brokers are happy we are here too. See below for what they have to say! 

Now into our third decade as licensed Realtors, Lenders and Hard Money Brokers, we have become expert in the alternative financing known as Hard Money or Private Money loans – and we have never run…

It’s not just a brand-new year, it’s a brand-new decade.  So how about making this year’s resolutions about your real estate financing be based on proven successes and real testimonials of so many happy borrowers? 

If you, a client or friend need fast financing or were turned down elsewhere, we can help with our Hard Money alternative…

Are your toying with the idea of selling or staying in your home?  Whatever you decide, increasing the value of your home is a win-win.  Some improvements you can make will add to the beauty of your home, while others will make it more efficient or more comfortable.  Whether you want to build equity in your home or sell it for top dollar, there are plenty…

Start the Year RIGHT By Getting Loan Approval!

Wouldn’t it be great to start the year off right with “LOAN APPROVED”?  We can make that happen!

For over 3 decades now we continue to offer our trusty alternative finance programs for both real estate purchase and refinances.  Let us help you and/or your client…

We hope to make your holidays brighter by offering up our uniquely fast, smooth and lower-rate alternative financing program for your real estate needs. 

Let’s make it the best Alt-A Christmas ever! 

– We provide FAST Closing – have your loan done before the…