Ken Walker's Blog – October 2012 Archive (5)

REALTOR’S VIEWPOINT – ON LENDING

As a real estate agent you need to know the products out there for the buyer.  I mean loan products.  Everyone and anyone could buy a home during the heyday!  Now it’s very limited.  There are really only a few loans:

#1 - The government regulated (Fannie Mae/Freddie Mac, FHA, VA)

#2 - The In-House loans (credit unions and local banks)

#3 - Lastly “Hard Money”.

The government regulated loans are regulated -  heavily.  The…

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Added by Ken Walker on October 23, 2012 at 11:14am — No Comments

The Winning Bid

It looks like the various predictions that 2012 will be the best year in Real Estate since 2006, are coming true.                         

The statistics bear this out for sure, but a more telling phenomena is the dreaded bidding war.  That is a listing that receives multiple offers.  These happen with frequency in a market with not emough homes and too many eager Buyers.  It also happens on really desirable properties.  Of course this is great…

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Added by Ken Walker on October 16, 2012 at 3:24pm — No Comments

The Winning Bid

It looks like the various predictions that 2012 will be the best year in Real Estate since 2006, are coming true.                         

The statistics bear this out for sure, but a more telling phenomena is the dreaded bidding war.  That is a listing that receives multiple offers.  These happen with frequency in a market with not emough homes and too many eager Buyers.  It also happens on really desirable properties.  Of course this is great…

Continue

Added by Ken Walker on October 16, 2012 at 3:23pm — No Comments

Proven Realtor Social Networking & Marketing Sites

Lenders Viewpoint                                                                       October 4, 2012

By Forest & Lynn Tardibuono

 

 Proven Realtor Social Networking & Marketing Sites

Our short video:…

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Added by Ken Walker on October 11, 2012 at 3:35pm — No Comments

Is Private Money or Hard Money a Good Loan??

As a Hard Money Lender/Broker for Northern CA, I provide loans for Owner-Occupied properties which many Lenders/Brokers do not due to increased regulations, licensing, etc. I provide loans for condos, commercial properties, land, investments, etc.   

As a Hard Money or Private Money lender for the last 24 years I have been asked many, many times – “Is that a good loan?”   Initially I would do the analysis of the house payment compared to 30 year fixed rates and the costs divided by…

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Added by Ken Walker on October 3, 2012 at 10:00am — No Comments

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