Talk to a borrower today who wants to purchase a property or to refinance an existing one, and they will tell you nightmare stories about loans taking 60-90 days to close, lenders asking for more and more documentation even after docs are signed, and generally jumping through hoop after hoop after hoop. With STILL No guarantee a loan will close!  And for Self-employed borrowers?  Please. IF a S/E individual can get qualified via bank statements or other means (doubtful) it still is going to…