John Terry Nicasio
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  • Cerritos, CA
  • United States
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Started this discussion. Last reply by Terrence Wolf Apr 7, 2015. 2 Replies

100% financing for your deals!LOW INTEREST RATES- Rates as low as 8.99%! 0% interest rates for the first 6-12 monthsUNSECURED/NO COLLATERAL- Do not need to leverage any assets to acquire capitalNO…Continue

Tags: money, loans, private, lending, estate

100% funding for your deals

Started this discussion. Last reply by Perry Jones Sep 26, 2016. 8 Replies

Get up to $150,000 in funding. LOW INTEREST RATES
 - Rates as low as 8.99%! 0% interest rates for the first 6-12 months

- Do not need to leverage any assets to acquire…Continue

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Company name and description
Synergistic Investments provides unsecured Business Lines of credit that can be used to invest in real estate, rehab and repairs or any other company expenses.

John Terry Nicasio's Blog

The Most Overlooked Source of Funding for Real Estate and Small Businesses

Posted on September 30, 2014 at 7:22pm 1 Comment

For a start up company, it’s usually hard to obtain funding and capital for your business. Statistically, 4 out of 5 new businesses fail after the first year. That’s why most lenders or banks view the process of funding for small business owners as very high risk. Consequently, a newcomer to any sector of the market will have a hard time getting approved for loans.

Most new business owners try to look for checkbook lines of credit or SBA loans. While these are valid…


3 Ways to Get 100% Financing on Your Real Estate Deals

Posted on September 28, 2014 at 7:43pm 4 Comments

Contrary to popular belief, you don’t need to have a lot cash to get started in real estate. Below are a few options that you can use to fund your deals without any money out of your pocket. (Hint: It’s easier than you think!)

1. Using Private Money / Private loans

A lot of people have money just sitting in the bank. The most interest they earn ranges from 0.5% to 1%. Keep in mind inflation is around 4%. That means that the value of their money is…


How to leverage business credit lines to do 100% financing for real estate deals

Posted on September 10, 2014 at 8:10pm 0 Comments

One of the keys to being a successful real estate investor is to have 100% financing for your deals so you can do as many projects as you can.

An investor usually tries to get financing through a hard money lender, but the problem is it’s very difficult to find a hard money lender that would lend you 100% of your purchase and rehab.

Hard money lenders usually ask for at least…


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At 9:05am on November 17, 2014, John Terry Nicasio said…
Hi John, we might be able to help
At 5:19am on November 1, 2014, John C. Rogers said…

My contractor says we are 3 to 4 weeks away from completion of a high end rehab...

I am about 90% of the way through rehabbing a house I own outright, and need a very short term loan of $ 25,000 to finish it and put it on the market. This is a 4/3 2,150sf, waterview home on ½ acre.

I have financing in place from my Broker’s(I also own a real estate Brokerage) self-directed IRA from my real estate company, but it isn’t sufficient to cover the remaining three or four weeks of finish work to get it ready to sell.

Her $ 100,000 would have been more than enough but:

  • The building inspector made us jack up this 100 year old house and replace all the piers with new ones and replace all the structural member (6x6 & 6x8’s) under the house to support and level it

  • He also made us support the second story and then completely remove the first floor exterior walls and framing and replace with new new studs, OSB, and Tyvek

  • Same thing in two rooms on the second floor – all the exterior walls were replaced there also.

This caused a $ 20K overrun…

 I need the $ 25,000 to insulate, sheetrock, paint, stucco the exterior as needed, and trim out the house to get it ready for market.

All new windows and doors are in and paid for, all framing is done and the framing inspection was passed, the electrical is being done this weekend (we added central air and all the plumbing is brand new) to get ready for the mechanical inspections next week.

As soon as that passes, I need cash to turn the insulation contractor loose… then sheetrock, etc. for the three weeks to COO.

I have an older ARV appraisal on this property that puts its value at $ 180,000, and in the neighborhood there are two similar homes for sale at $225,000 & $309,000. Since that appraisal, prices in this neighborhood have been going up as it is an in demand location. Homes across the lake start in the 600K range and go up over 7 figures.

Exit strategy is to have my Broker list it, and we will spend a considerable amount on marketing, advertising, and daily open houses because of high buyer demand in the area. 

Would you be willing to lend, or would you know anyone who would.  Term would be 6 months, but will probably pay off a lot sooner based on market demand. I am willing to pay higher interest and points to get this done.


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