• Fix and Flip Loans

 Are you looking for fix and flip loan with an easy funding process? First Monument Funding Financial is right for you! We offer an option to conventional funding that is great for fix and flip loans. We help you to grow your fix & flip business by providing funding for single family residential fix & flip projects nationwide.

When you choose us for your hard money lender, you will come to know that our process is streamlined and efficient. We fund up to 80% of the purchase price, so you have more money in reserve for rehab and operating costs


  • Asset underwritten, most of the approval decision is based on the property value
  • Less documentation
  • Competitive rates

Why First Monument Funding Financial for Fix and Flip loans?

  • Offered nationwide
  • Professional guidance
  • High-tech security and privacy
  • FDIC loan servicing so you get payoff info fast when you want to close


  • 6-36 months for loans
  • 1-4 pts
  • 5%- 10% percent 

We offer residential hard money for following property types:

  • Single Family Residence
  • Condominium
  • Apartment
  • Duplex, Triplex, Quadraplex
  • Fix and Flip or Fix and Hold

As a direct hard money lender, First Monument Funding Financial will process, underwrite and fund all hard money loans in our office. We understand real estate hard money lending and have a proven track record for the same. We have funded many hard money loans with hundreds of satisfied borrowers, brokers and real estate professionals.

We include following property types for commercial hard money loans:

  • Office Buildings
  • Apartment Complexes
  • Senior Housing
  • Mixed Use Properties
  • Hospitality
  • Self Storage
  • Industrial Buildings (Light)
  • Retail Shops
  • Strip Malls
  • Shopping Centers
  • Automotive (no in-ground lifts)
  • Almost any income generating commercial property

Being a quality private money or hard money lender, we understand that every client is unique and timing is everything, especially when it comes to investment properties. In First Monument Funding Financial, you have a true professional private money lender for commercial and residential real estate investments.

We have been closing nonconforming commercial mortgages for years, and we’re excited to provide this softer hard money program that allows us to offer you more services and strengthen our relationship.

  • Construction and Land Loans

First Monument Funding Financial is a well-established and trusted lender for both land and construction loans. We currently lender for both residential and commercial based hard money loans, and will provide funding at any stage of the entitlement. Borrower underwriting is necessary on construction loans.

Send us your funding request via email: mark@firstmonumentfundingfinancial.com

Tel: (832) 225-2641


Address: 7171 Highway 6 North, Houston TX 77095

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Replies to This Discussion

We had been in touch with Mark for several years before actually closing on a home with him. When it finally came time to pull the trigger, Mark and Julita at First Monument Funding Financial were great to work with. Mark was extremely patient and accommodating during a highly stressful period (we had an accelerated close). They got us a loan pre-approval on a day's notice and worked round the clock to push the loan funding and approval through shortly thereafter. Rates were competitive. Would work with them again.

Thank you Nicklaus! It is always a pleasure assisting you. I greatly appreciate your kind words and wish you the very best!

Mark, just email you a new business plan from my client. I recently worked with Mark in finding and closing on a home in San Jose. He was referred to me by my realtor, and was instrumental in the process. His quick turnaround in our correspondence, his thorough process, and attention to detail made the deal a breeze (aside from the cost of buying in the Bay Area, of course!).

His team was communicative and the terms of the closing were reasonable. I recommend Mark specifically for any mortgage lending needs.

Michael thank you so much for your business and for choosing our company to finance your new beautiful home. It was a pleasure working with you and I am so happy to hear your experience from your perspective offering you an amazing level of service as well as get you a much better mortgage than what you had originally been offered elsewhere. Enjoy your new home and stay in touch always

Mark just email the deed for our refi. Mark Jiran is available, knowledgeable and helpful.  I have used Mark of First Monument Funding Financial more than five times and have been satisfied every time.  He has taken time to educate me, he is always willing to help and he is available.  Even if all I am doing is researching he is my litmus test by which I can make a more informed decision.  I highly recommend his services.

James, thanks so much!  It has been so great working with you and your family and we are thrilled for your new home purchase and the mortgage loan!  It was a very smooth process and I look forward to helping anytime in the future!

I am a Realtor and just completed a purchase of an investment property for my family and used Mark Jiran. Mark was instrumental in navigating this complex deal and did a great job of keeping me updated throughout the process. As a real estate professional, I have dealt with hundreds of transactions representing my clients and have an intimate understanding of what how a great mortgage team operates. Mark and the entire FMFF team are top notch. They are excellent at what they do, have very competitive rates and amazing customer service. Great job Team FMFF!

Thank you very much! We enjoy working with you and we look forward to seeing you again soon!


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