I am the broker looking for funding for an investor in FL with a New Construction project.  Please contact me for executive summary and further details.  Needs to close before the end of the month.  Thank you for your time and consideration.

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you are not saying the type or amount of project we may be able to help if it is a clean loan give me a call to go over 

jim

770-956-9576

Andrea,

If you post details you may get some quality responses. No details = little or no response from anyone that can help.

Admin

WHO WE ARE

HG Lending Company is a specialized Lending Company in asset management and long-term savings. We lead the way in helping people save and invest for their future, by offering the types of products and services that they need throughout their lives.
Our Group employs around 6,500 people internationally. We listed on the London Stock Exchange with around 1.2 million individual shareholders across over 50 countries. And we're one of the top, by revenue, we have over $990 Million that has been Invested to cover up for various needs of our borrowers.

WHAT WE OFFER AT NO UPFRONT FEES

VA Loans

Jumbo Loans

HECM Reverse Mortgage Loans

USDA Loans

Condos in Litigation Loans

    Non-Warrantalbe Condo Loans

    Foreign National Loans

    Asset Depletion Income Loans

Business Vesting (LLC, S Corp, C Corp, Partnerships)

    Delayed Financing

    More

PRODUCTS

When it comes to mortgage loans, there are many options to choose from. Contact us today to learn which options will best serve your needs.    

    Refinance

    Purchase

    Conventional

    FHA Loans

HOW WE DO IT

Helping to build a more prosperous world is at the core of our business. How we do this is by helping to advance ambition, leading industry innovation and improvement, and contributing to society's progress. We listen and respond to our customers and clients, continually examining, evaluating and where possible anticipating their needs.

We lead by example and set benchmarks for our industry by holding ourselves and our business partners to the highest standards. Through continually pursuing industry innovation we will drive improvement, for the benefit of all.

We strive to make a positive impact on our society by creating opportunities, providing support and offering our expertise for the benefit of both individuals and the diverse communities we touch across the world.

It's this responsibility that drives us to be a sustainable business. We're proud to be listed as leaders in sustainability in the Dow Jones Sustainability Indices

SPECIALIST SERVICES

The Company owns several specialist services companies, each providing a range of services and products to niche markets in the USA and around the world. These range from discretionary asset management to financial services consultancy services.

Specialties:
    Secured and Unsecured Personal Loan
    Purchase Loan,
    Refinancing,
    Home Equity,
    Debt relief Loan
    Construction Loan
    Mortgage Planning, etc.

Hutcher Gold is a well-known local expert on Real Estate Purchases, Refinances and Reverse Mortgages. He has assisted countless individuals across the nation enhance their financial situation by helping them select the correct mortgage program to meet their particular needs and goals.  With his "no-pressure", educational approach, Hutcher is an expert at helping his clients find the right solution that exactly meets their needs.  

A Message from Hutcher Gold

"I absolutely love what I do!  There are certain people that are right for certain jobs, and my job is just perfect for me!  

We have the patience and understanding to help guide everyone involved through the loan process.  We also have the experience and the expertise you need in today's industry to help find the Mortgage program that is right for you."

Thanks and God bless you

CONTACT DETAILS
HG Lending Company
Address: Two Hartford Plaza, Hartford, CT 06155
Email: hutchergold@gmail.com
Website: http://www.hardmoneywebsite.com/hglendingcompany
Website: http://activerain.com/hutchergold
Website: http://www.yelp.com/biz/hg-lending-company-hartford
Fax number: 2084459321

Attention!!!

I hope you are enjoying your week? Lets get back to financing and closing more deals now!

Just funded a $146,000 renovation loan in Pasadena, California. If you are in need of rehab funds, Fix and flip, personal loans, capital start up loans, consolidation loans, bridge loans, farm loans, real estate loans, I will go up to 70% of completed value. Fast funding, as little as 7 to 10 days, At Joe private lending we offer a national wide lending.

If you are interested in closing a deal in the next 6-10 days do not hesitate to make contact via email on dlllc.rehab@gmail.com or call, text or leave a voicemail on (775) 624-3150 and will would respond with more information.

Only serious people please!!! No time wasters!!! We are helping clients nationwide to achieve their financing needs!

Thank you

Sincerely,
David Lipp
Tel#: (775) 624-3150

David Lipp is operating a scam. I contacted David through this site. David has a business license and seemed to check out. After a few weeks of talk, David said I qualified for a loan. He stated that I needed $1953 in Origination Fees which had to be paid before the loan would fund. He had me wire the money to a woman in Florida. He stated that once the fees were paid, the loan would be funded within 24 hours. It came time for the loan to fund, David sent me a message stating that he went to the bank to do the transfer and the bank said I had to pay PPI Insurance on the loan before it would transfer. He stated that the amount I had to pay for insurance was $17,800. I refused to pay that ludicrous amount so he said he would pay half of it so I "Only had to pay $8900". I still said this is way too much. After a couple days David came back and said he had raised $15,000 towards my insurance. I said "Great! since you said I only had to pay $8900 of it, then we are good" David said no you have to pay the $17,800 but he would subtract the $15,000 so I had to come up with $2800. At this point, I told David that the fees are too high and I wanted to cancel the loan and refund my fees per our contract. David has since given me the run around and ignored my messages. When I confront him, he gets very nasty with me. He first told me I would get my refund in 24 hours. By the last time he promised the refund, he told me it would be 7 days. The 7th day was over last Weds and I still have not seen a refund. I track all of my correspondence and he has read all of my messages but fails to respond. I have researched David Lipp and found many names and businesses associated with him. 

The following is a list of businesses associated with David Lipp:  David & David, LLC, David Lipp, LLC, Grubb & Ellis, 4741 Charleston Aquisitions, LLC, Ventura Desert, LLC, Roc 1, LLC, Vegas Valley Partners, LLC, VVP Gibson, LLC, VVP Olsen, LLC, Swecker & Lipp Tenaya Azure, LLC (property), Gibson Land, LLC, Annallen, LLC, Beesley, LLC, Benjamin Millis, LLC, Lambeau, LLC, Millis Nellis LLC, Tenaya Partners LLC, VVP Ann LLC, Integrated Financial Associates, Millis Properties LLC, Olsen Land Development LLC, Prudent Ventures LLC, Milton West LLC, Swecker & Company. These companies have been found to be directly related to David Lipp. There are also another 30 or so companies potentially connected. 

The following is a list of known associates of David Lipp. Most are listed on businesses with Mr Lipp: Harry Hoover Hall, Dale Condra, Warren Condra, Collin Hart, Michael Swecker, Ben Millis, Mark Coleman, Thomas E Lea, Chris Beets, W. Larry Swecker, David T Ting. 

I have approximately 200 pages of evidence regarding the fraud committed by David Lipp. I have reported David Lipp to the BBB and submitted my evidence. My lawyer is also drawing up paperwork against Mr Lipp and any associates. Be wary of any of his associates as some appear to have direct knowledge of David Lipps scam and some of these names are potentially Mr Lipps other names. 

Yes, I was naive and was scammed by 2 individuals from this board. I did check business licenses and such. Hopefully, this will help others not to be scammed by these people. 

UP TO 100% CAPITAL FOR VIABLE PROJECTS - GLOBALLY!  DIRECT SOURCE

 

NEPCO, INC is a private commercial non-bank lender (NBL) with capital participant’s, affiliates and assignees that fund viable projects both domestically and internationally.  We have a huge amount of capital available and are looking for projects $100MM or more.  Minimum loan amount $10MM, smaller amounts on a “case by case” basis.  Our process is simple, consistent and fully transparent to ensure that our clients are informed and comfortable with the steps, process and requirements necessary to get their projects funded.  Formed in 1990 with a focus toward the following:

  • Providing a clear path to capital placement by decreasing the time for due diligence
  • Identification, packaging and presentation of underwriting document requirements. 
  • Third party, independent verification and reporting along with “need and necessity” study.
  • A more secure risk mitigation model for our investors through executive and directors insurance guarantee. 

                                                     

As a direct non- conforming or alternative capital source without prepayment penalties we can provide up to 100% funding either debt or equity or combination for Energy, Technology, Mining, Business and Real Estate based projects. 

 

Program highlights:

  • Minimum loan amount is $10M US with no maximums on asset based lending 
  • Funding is based on strength of project not LTV or LTC 
  • Moratorium on payments by use of an interest reserve for a reasonable period
  • Bank rate or better pricing 4%-6%
  • Terms of up to 30 years
  • Closing of escrow can range from 30-120 days with 60-90 days being the average.  Timing is dependent upon client response and third party reporting

 

What we need to determine project merit and risks:

  • NDA & Project summary questionnaire (Provided)
  • Business Plan or Executive Summary with actual or proforma income statements 3 -5 years
  • Balance Sheet/Financial Statement/Cash Flow/P & L with YTD less than 90 days old (if applicable)
  • Copy of Appraisal or other valuation (if available)
  • Expanded Resumes of all principals
  • Line Item Detailed Use of Funds for short-term and long-term projections
  • Exit strategy
  • Financial statement-Personal/Corporate
  • Proof of funds invested to date in the project

 

You will need:

  • A project ‘fit for purpose’ i.e. ready for capital with all licensing,  permitting and any entitlement or incentives in place or committed to be in place within 90 days
  • Cash invested in project   (we can help through IRS approved credit enhancements)
  • Equity in project    (we can place an equity strip if needed)
  • Some capital reserve available to for necessary third party investigation and reports and other lender requirements like site visits, feasibility reporting, due diligence investigation and reports, appraisals or business valuation documentation   (we can help with possible crowdfunding programs)
  • Background of Principal and infrastructure team with track record of success
  • Unique position of project, innovations or principal experience that enhance the success of the venture
  • Market research, program, plan or strategy to identify, capture and deliver your product or service to this market.

 

Due Diligence and other Third Party Cost:

This is the most misunderstood subject in project funding.   Too often we see proposed transactions not proceed because the client does not have the capacity to pay the necessary cost.  Funding requires professional third party reports to determine project viability, mitigate risk and determine likelihood of project success but this first step is not and cannot be free. You cannot successfully acquire capital with empty pockets.  There are many borrowers with no money who persistently want lenders to give them a loan and pay for all of their costs. The fact is that these lenders simply do not exist. You will have to take some risks –this is why you must have a professionally developed, viable, profitable project with a detailed business plan and an excellent management team.  Third party cost and other fees are common in the industry, including the performing lenders we work with.   There is no shortcuts.

 

The cost of capital falls into four basic categories:

  • Due diligence or processing fees including Business Appraisals and Valuation
  • Review or third party independent studies i.e. Feasibility reports
  • Lender points
  • Agent/facilitation fees

    Due Diligence or Processing Fees: Fees charged by the lender typically after a term sheet/MOU is signed to underwrite a loan and cover the costs of evaluating your project. These costs include a detailed evaluation of your financials and business plan, legal costs, new appraisals, credit and background checks, a site inspection, blocking the money to fund your project and a lot of other due diligence. The risks are too high for a lender to cover all these costs, only to have the deal collapse or the borrow walk away just before closing.

 

Third Party Studies and Reports: Feasibility and need and necessity studies determine the conditions affecting project, probable market penetration, management skill sets for managing project and possible after stabilized value.  All lenders or investors will require an independent study that speaks to viability of funding the project.


Lender Points: Many hard money lenders charge from 1 to 10 additional points above debt interest, which are typically worked into the terms of the deal. These fees become part of their revenue model and are factored into the risks they are taking.

Agent/Facilitation Fees: We earn our fees by connecting clients to viable performing lenders to whom we are direct. We do not charge up-front fees. Unfortunately, many agents are not direct to lenders and simply shop the project around the internet. 

We believe that ‘the relationship’ is as important as the capital in allowing us to work together for a successful outcome. 

(PROGRAMS SUBJECT TO CHANGE AT LENDER DISCRETION)

NEPCO, INC – GLOBAL CAPITAL FORMATION FOR PROJECTS AND ASSETS IN THE ENERGY, TECHNOLOGY, MINING, BUSINESS AND REAL ESTATE SECTORS - Ron Coleman, President  770-572-7765-ofc  

Website: www.nepcoinc.us  Email: nepcoinc@att.net; Skype: nepcoinc1

Attachments:

I'm prepared to fund your deal High Approval Rates And Flexible Repayment Plans Are Our Specialty; We Also Provide Credit Card Processing. We Provide Businesses With The Best In Transaction Processing Services. Our Competitive Pricing, Around-The-Clock 24/7 Customer & Technical Support, And Innovative Technology Sets The Industry Standard. Contact Me Directly At cahpsllc@gmail.com(Mailto: cahpsllc@gmail.com) And I Will Respond Immediately With Loan Terms And Application To Start Processing Your Loan Request.

DAVID P. FRANCE
DIRECT LENDER REAL-ESTATE INVESTOR
DAVID P. FRANCELLC
Cell:325-261-0531 Fax: 844-723-8341
E-mail: cahpsllc@gmail.com

David P France is operating a scam. Yes, I am stupid and was scammed by 2 groups of people on this board. David P France is associated with Rapid Loans, LLC, William J Sheppard and Howard Lambert is one of many names and companies that are being used. This group says they are a private lender. They approve you with very little docs. They then tell you that you need to send an Origination Fee. In my case it was $1250 before the loan can fund. They have you send the money to a random persons account (someone else they are scamming). When it comes time for the loan to fund, they say another fee is needed. In my case this was $2892 for insurance which again was sent to an account which was not in the company name. Yes, I know I was naive. They promise this is the only other fee. I was strapped at the time so I paid it. Again, come time for the loan to fund the 2nd time and they say another fee is needed. In my case it was a VAT fee for $4252. I refused to pay it and asked for a refund per the contract. since, they have given me the run around about getting my refund. I have extensive info on connected companies and names. I have spoken with the lady who's account I transferred too. She is a widow on a fixed income and he told her she was getting a loan too. 

Other company names used: PMP Direct Lending, Wright Place Loan Firm, Michael Hunter Ltd, Garret Clif Investment, CAHPS, LLC, WJS Capital Management, and Frank Eugene LLC (there are about 25 more with less relevance.

Other names used: Charles Wright,  Tony Looney, William J Sheppard, Adam Sandal, Michael Hunter, David P France, William J Sheppard, Paz Reibman, John Cronin, Frank Eugene, Marleny Roman, and Regina Oresjovich (there are also others with less relevance). I have been in contact with many who have been scammed by the same group. I am still building my list. I also have over 300 pages of evidence. I have filed a complaint with the BBB because the banks used stated this was required. My lawyer is also in the process of putting a formal complaint together. This should be filed Monday. The police stated this is Business Fraud, Loan Fraud, Wire Fraud and Scamming. I also have a breech of contract

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