The Hard Money Loan is solely based on the value of collateral, not on the creditworthiness of the borrower. This asset based loan is ideal for a quick closing, an opportunistic acquisition, a transitional asset or an impaired borrower credit profile.

Key Points

  • Fast & Easy Loan Approval Process
  • No Credit Score Requirements
  • No Prepayment Penalty
  • No Minimum DSCR Required
  • Fast Turn-Around and Commitment


General Terms

  • $250,000 - $10 million+
  • LTV: up to 70%
  • Interest: from 8.00%*
  • Rate: Fixed
  • Term: 1-3 years
  • Amort: Interest Only
  • DSCR: No Minimum
  • No Prepayment Penalty
  • Recourse and Non-Recourse Options


Loan Purpose

  • Acquisition
  • Refinance
  • Cash-Out
  • Blanket Loan
  • Rehab / Construction / Construction Completion / Property Conversion


Collateral

  • Automotive
  • Assisted Living
  • Cannabis Use Property
  • Condominiums
  • Entertainment
  • Gas Stations
  • Hospitality
  • Industrial
  • Entitled Land
  • Mixed-Use
  • Mobile Home Park
  • Multifamily
  • Office
  • Owner-Occupied Commercial
  • Residential Investment (Luxury)
  • Restaurants
  • Retail
  • Self-Storage
  • Senior Housing
  • Single-Tenant NNN Property
  • Student Housing
  • Special Use
  • Warehouse


Solutions For

  • Bank Turndowns
  • Buy-Out Partner
  • Condo Projects
  • Credit Score
  • Cross-Collateral
  • Debt Service Partial or Not Cash-flowing
  • Foreign Nationals
  • Portfolio Loan Acquisitions
  • Renovation
  • Vacant Properties for Lease-Ups


Contact me to obtain a Soft Quote, discuss your scenario or for additional information.
No Upfront Fee!

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Doug Braxton
Commercial Mortgage Broker
Braxton and Company
P: (800) 230-1424
www.braxtonandcompany.com | www.1-4investor.com

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