When all else fails get the loan underwritten first!

[Dinece Carmichael]

I know many of you are experiencing the crunch in the inventory.  Financed buyers are being quickly outbid by cash buyers and there does not seem to be an end in sight.  

Here is where Alterra Home Loans is truly different for those buyers with borderline income, lower than preferred FICO scores and less than three months reserves, we offer the TBD Approval letter which features a fully underwritten loan approval.  Unlike the standard Desk Origination process our TBD Approval means an underwriter has reviewed the case in full, identified the investor and placed their stamp of Approval.  We can close like a cash buyer in 10 days or less after the appraisal is completed.  

If you are looking to buy and do not want to be stressed at the time of closing - call me first.  Dinece Carmichael at 323-857-5743 or email: [e-mail]