BRIC COMMERCIAL & RESIDENTIAL LENDING
With our objective strategy and common sense underwriting approach, we aim to help you capitalize
on the growing opportunities in our small balance commercial niche. BRIC LLC'S flexible lending
guidelines were created to provide you with the best possible solutions for your borrowers.
Simple to submit. Simple to qualify. Simple to close.
Loan Amounts $25,000 to $5,000,000
Loan Purpose • Purchase• Refinance (rate/term & cash-out)
Property Types • Class I: multifamily (5+ units) and mixed-use
Class II: 1- 4 Unit Residential Dwellings
Class III: office, retail, warehouse, self-storage, automotive services
LTV Class I: 75% - Class II 70% -Class III: 65%
Fixed Period 3 & 5 year options
Minimum FICO 600 Middle Score
Pricing Rates starting as low as 6.99%
Term 30 year fully amortizing / 30 year loan
Prepayment Penalty Equal to the fixed period
The BRIC Advantage
• Simple loan documents
• No loan committees
• Common sense underwriting
• Permanent financing, NO balloons
Visit our website at www.thebric.com
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