If this year proved anything, it is the importance of our home. Never before have Californians spent so much time living and working in it. All the good, the bad, and the ugly was revealed to us as we spent our lives at home these past couple of years.

While most homeowners in both Northern California and Southern California may have…

Need A FAST Home Loan?

Are you running into stops or difficulties with loan approval? You won’t have these stops with us!

At our family owned and operated company, we have helped well over 10,000 Borrowers/Buyers with our FAST Private Money Programs –…

Looking back over the 2021 real estate market is mind boggling. From mid-March when we were told to “shelter-in-place” to the rapid acceleration of the market in May and continuing throughout the remainder of the year we experienced a ride we never saw coming.

Frantic Buyers looked for properties in areas where they never dreamed of living…

 Over 3 Decades Providing Home Loans

Let us help your or someone you know with our FAST Private Money Real Estate Loan Programs, like we were able to do for these Borrowers below.…

With the Real Estate boom we have experienced over the past couple of years, there is an increasing demand for real estate investments financing. One type of financing for investment properties may come from a private lender, and just like with a traditional lender, the Borrower agrees on a set interest rate and timeframe that they will pay…

34 Years of Private Money Lending

Proud to be offering 34 years of fast private money financing for more than 10,000 Borrowers:

• Primary Residence Financing
• Million Dollar Loans Available
• FAST Approvals
• Property Condition Not A Problem

Loan of the…

Since we are coming out of unprecedented low inventories, perhaps it would be a good thing? That depends on whom you are querying.

To recap the state of the market in the three counties under consideration:

• Total single-family homes on the market for sale in November 2021:  772 (down 46% from Nov.2020)
• Homes sold in…

We are proud to be celebrating our 34th year as a family owned and operated Private Money Company!  Its an honor to have helped well over 10,000 individual Borrowers, averaging 240 completed mortgages a year.

Thank you for your trust.  We look forward to many more years of Private Money Lending!…

Here at Sun Pacific Mortgage, we have instituted an alternative program for Borrowers who fall short of qualifying for a conventional loan – or what some refer to as an “A-Paper loan”.

We found that this niche was not being serviced by a regular private money loan program so we created our own. While a Borrower’s qualifications for a…

May Your New Year Sparkle Brighter with Private Money!

Avoid any loan slows or disapprovals by coming to us for a FAST Private Money mortgages that’ll make your New Year sparkle…

Good news and bad news were recently posted by the California Association of Realtors (C.A.R.) regarding the economic outlook on housing. The bad news: supply constraints and higher prices will bring California home sales down slightly in 2022. The good news: transactions will still post their second highest level in the past five years.

C.A.R.…

Leap Into The New Year Right!

Take advantage of our Private Money Loans and the many benefits:  FAST Refinancing and Purchase Loans + Bridge Financing + Jumbo Loans + Credit issues not a problem!

Recently Funded:…

In a recent study, California’s Association of Realtors (C.A.R.) measured the percentage of households that can afford to purchase a median-priced, single-family home in California. This index is considered the most fundamental measure of housing well-being for home Buyers in the state.  Here are their findings for the North Bay Counties as of…

Feeling Left Out In The Cold? Don’t Be!

We have a solution for you, a friend or family member who has been left out in the cold as they can’t get the home financing they need: Fast Private Money! Below is just one of the many ways we can help make Holiday…

In recent months Southern California has seen a slight cooling of the cutthroat housing market. Perhaps it is due to home shoppers tired of losing bidding wars and who, subsequently, put their search on hold temporarily.

As one Realtor put it: “What we are seeing is just a minor slowdown. Buyers can just expect slightly less pain.”  Where once…

Financing To Make Your Season Merrier!

Are you in need of a mortgage for a home purchase?  How about a fast Bridge loan?  Private Money Loans can provide FAST Cash!

Let us make your holiday season merrier by helping you get more Buyers into homes – like we did below:

Recently Financed Buyers:…

With the Real Estate boom we have experienced over the past couple of years, there is an increasing demand for real estate investments financing. One type of financing for investment properties may come from a private lender, and just like with a traditional lender, the Borrower agrees on a set interest rate and timeframe that they will pay the loan…

We Fund Loans FAST!  After 33 years of experience, we are specialists at FAST Private Money Mortgages.  We’re here to help you, a family member or a friend get that fast home loan for the Holidays.

Loan of the Week

A Sonoma County Agent referred his Buyer to us after being turned down by her conventional…

Experience has left a lot of us shuddering when we hear about mortgages based on “stated income.”  We remember the many Homeowners who fell into foreclosures and ended “upside down” in their mortgages largely because they were clearly unable to afford the mortgages they accepted.

Despite this, more recently one hears about the availability…

Let Our FAST Home Loans Help!

Are you in need of a mortgage for a home purchase?  How about a fast refinance?

If you need FAST financing or don’t qualify for conventional financing – yet, let…