For a variety of reasons, the predicted recession of 2020 never affected the real estate market segment anywhere in the United States, but particularly in California.

Back in March there was much “gloom and doom” with a tsunami of foreclosures expected as we sheltered in place.  Instead, a housing boom has emerged in many of the top counties of…

Selling your home comes with a bag of mixed emotions.  The sadness of saying goodbye to your old home could be at war with the joy you feel at the prospect of establishing new memories in an entirely different home.  The danger of letting your old home dictate your decisions when selling, can be deal breaking.

California homeowners should know what it…

Direct Private Money Lenders – The Guys in the White Hats

• FAST Closing
• Stated Income (Business Purpose Loans)
• Primary Residences
• Never ran out of money after 33 years in business!

Recently Funded:

Loan…

Recession?  What recession?  This word has alluded the real estate market since early spring.  We have only to look at December’s North Bay market numbers to see that there has been little to no effect on the real estate segment in Sonoma, Marin, and Napa Counties.  Here is proof based on data points from the North Bay MLS as it relates to single family…

There was no problem finding buyers in November for single family homes.  Listings only stayed on the market from 12-38 days.  Below is sales data for several Peninsula cities:

• Menlo Park:  Average days on Market-38; Average sales price-$2,896,954(a decrease of $206,375 from October) Price received-1% above asking
• Foster…

Fast Private Money Loans …

From The Guys in the White Hats

Recently funded by us:

– Primary Residence Purchase

– 437,000 loan amount

– 61% LTV

– Morgan Hill, CA

– 2 Week…

If there was ever a question regarding the health of Sonoma County’s real estate market, it was answered during the 2nd week of January 2021.

Based on information obtained from MLS data, here are some solid facts to confirm the upward trajectory of the market just as the year is jetting into 2021:

• Active Listings:  557 over…

We’re honored to be featured in the Sonoma magazine’s “Faces of Sonoma County” section, wherein they recognize working professionals making impactful contributions to the community.  We are proud to be able to help so many through our family company: 

For more than 32 years, Sun Pacific has been a private money-lending firm for real estate throughout…

Even the experts were surprised by the growth in the California housing market during 2020.  Almost every county had rising real estate values & sales including Sonoma County, Napa, Marin, Monterey, San Mateo and San Francisco. The big question now is:  What will the market look like in 2021?  Here are some of the facts that drove the market this past year and how…

We’re Direct Private Money Lenders – The Guys in the White Hats

A recent Sonoma County borrower’s loan scenario is a perfect example of how we can help finance mortgages fast when others can’t:

–  Borrower owned a rental property with plenty of equity.

–  He was self-employed with difficult to prove…

It is safe to say that the word “home” has taken on new meaning during this year’s health issues.  In California, many have considered buying or selling much sooner than they anticipated.  This demand and lower housing inventory in many California counties, have seen an almost unprecedented appreciation in real estate values.

According to the…

How about ending this year with “Loan Approved” or “Loan Done”!

With our Private Money programs this can happen:

– FAST funding.

– No covid restrictions.

– Difficult to prove income OK.

– Primary residences & investment properties…

We’re Direct Private Money Lenders – The Guys in the White Hats

Utilize our Private Money Programs to get yours or a Borrower’s loan done faster:

– We’ve funded many loans in less than 1 week.

– No covid regulations here.

– Over 32 years in business and we’ve never…

Most of us living in California will be happy to bid, “Good riddance” to 2020.  While much of the hallmarks of this past year will go away, the rising home prices in many California counties which became distinct characteristic of this past year, may be here to stay.

Realtor.com’s housing forecast predicts record-high prices will continue rising in…

Our private money programs can make your Holiday great!

– FAST funding.

– NO covid regulations.

– Credit problems not an issue.

Loan of the Week

Recently, a local Mortgage Broker in Sonoma County sent his Borrower’s loan to us, due to some credit…

One phenomenon that has surprised many home seekers this year is the competition that awaits them when they begin their search.  With the pandemic restrictions, many assumed that the housing market would slow down, but that has hardly been the case, especially here in California.

California homebuyers’ demands have escalated for several reasons,…

We’re Direct Private Money Lenders – The Guys in the White Hats

– Use our Private Money Programs and close fast.

– We’ve never run out of money after 32 years of being in business.

– We finance owner occupied and investment properties.

Recently…

We are Direct Private Money Lenders – The Guys in the White Hats

We offer FAST private money financing for your real estate needs:

– Direct Lenders

– FAST Loans

– More forgiving qualifications with NO covid regulations.

Loan of the…

This is the question that is on many minds in the North Bay after several years of fires, evacuations, power outages, and poor air quality.  The answer isn’t easy.  With a global pandemic and economic upheaval facing us almost everywhere we turn, the solution might just be to stay put.  On considering the alternatives, most North Bay residents conclude that it’s hard to…