Borrowers have several options when looking for a mortgage.  But, if you have specific issues that make qualifying for a “normal” mortgage, there is one very suitable solution: private money or “hard money”.

Private lending exists for several reasons, among them consider the following:

• Speed of Closing:  Conventional…

The Guys in the White Hats Can Get That Loan Done!

• FAST Approvals
• Credit Problems Ok
• Local Lender, Family owned & operated

Loan of the Week

A local Mortgage Broker in…

Looking at all the homes and condos for sale in the northern California counties of Lake, Marin, Mendocino, Napa, Solano, and Sonoma Counties at the end of February, there were just 1,431 on the market.  This is the lowest inventory amount since 2005 and 2% below that of January.  This region generally enjoys a Spring revival in both listings and sales, but only time will…

Need FAST financing?  Turned down elsewhere for a home loan? We are Direct Private Money Lenders:

• Make Faster Offers – 10 day close!
• Difficult to prove income OK
• Trusted by over 10,000 Borrowers
• Credit Problems OK…

There is little doubt that the California housing market forecast is projected to be positive.  CAR conducted a survey and found the following opinions generally held by most of the experts:

• Buyers, sellers, and agents agreed that home prices will likely remain on their upward trend in the short term.
• 60% of agents believe…

In the February 28 edition of The Press Democrat, Garrett Snedaker presented a snapshot of the real estate facts and figures for January 2021 broken down by city and type of property.  Below are some interesting highlights:

Sonoma County:

• Inventory of SFR & condos = 525 (26% below…

We offer FAST private money financing for your real estate needs:

• FAST Loans
• More forgiving qualifications
• We Can Help Despite Being Turned Down Elsewhere!

Loan of the Week

A Broker from Santa Clara called us, requesting fast help with a Borrower she had. …

With home values appreciating by 10% in 2020, there has been some speculation that we might be in a housing bubble such as we were a decade ago.  California residents, fear not!  Here are some incredibly significant facts that this time is not like the past:

• Housing supply is extremely limited:  If supply is low, prices naturally increase. …

The housing market in San Francisco seems to be heating up much quicker than is typical for the beginning of the year.  New listings jumped in January to about 550, however, the total number of listings declined from last month while remaining well above normal for the first month of the year.

Sales were up 60% and peaked for the year in December, an…

Direct Private Money Lenders – The Guys in the White Hats

– We offer FAST Financing.

– Credit Problems Okay.

– Primary Residence & Investment Properties Financed.

– We have the Investors with the…

The growth in prices for homes in these major metros has been astonishing compared to last December.  Homeowners who held onto their homes have been rewarded with hefty increases in sold prices.  Still, the supply of pending sales is down.  Let’s look at some of the major metro areas’ statistics:

• Metro LA:  In December, average house…

After months of being at home, many Californians are looking for a new distraction or a fresh start for this new year.  The perfect place to start might be our own home!

Real estate design experts were asked what they anticipated will be the biggest home trends in the coming year.  Here are a few of their inspirations for a “new…

We Can Get That Loan Done – The Guys in the White Hats

Our Private Money programs can help you if you want fast financing or you’ve been turned down elsewhere!

Call 707-523-2099 with your scenario today.

Loan of the Week

We were recently…

Direct Private Money Loans – The Guys in the White Hats

Recently…

For many decades “hard money”, also known as “private funding”, has been a lifesaver for many prospective buyers who would have otherwise been excluded from the real estate/mortgage market.

Rather than turning your client away, wishing them “good luck” and possibly losing them to another loan agent, you now can offer them a solution with the help of a…

Direct Hard Money Lenders



The Guys in the White Hats

• FAST Financing
• Trusted by over 10,000 Borrowers
• Self-employed OK
• Credit Problems OK

We are here to help you, as we did the below…

A survey was conducted in the fourth quarter of 2020 of real estate professionals to determine the biggest stumbling blocks to growth in 2021.The following are some of the key trends they see as potential difficulties:

1. Inventory shortages:  With levels down 22% from the previous year, this…

Lack of inventory has been the one constant throughout the real estate market for the past several years.  Depending on whether you are a buyer or seller, this will be a significant factor in how you deal with the process.

If you’re a buyer, it may take time to find the right home for you.  Be patient.  Once you do find your dream home, be ready to…

Direct Hard Money Lenders

The Guys in the White Hats

• Trusted by over 10,000 Borrowers
• Submit Offers With 10-day close!
• Credit Problems OK
• Difficult-to-prove-income OK

Loan of the…