Ken and Ari Walker's Blog (592)

Real Estate vs. Stocks

Whether to invest in real estate or stocks is a personal choice that depends on your financial situation, risk tolerance, goals, and investment style.

When you buy stocks, you buy a tiny piece of that company.  In general, you can make money two ways with stocks:  value appreciation as the company’s stock increases and dividends.

When you buy real estate, you acquire physical land or property.  Most real estate investors make money by collecting rent or mortgage payments, as is…

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Added by Ken and Ari Walker on June 29, 2021 at 11:00am — No Comments

Fast Private Money Loans

Recently funded by us:

  • Primary Residence Purchase
  • 437,000 loan amount
  • 61% LTV
  • Morgan Hill, CA
  • 2 Week Close!

At Sun Pacific Mortgage we continue the 33 year legacy of providing Private Money financing!

Routinely contacted by Home Buyers and Home Owners, who need FAST financing or are unable to get a home loan elsewhere.  Sometimes it is because of your FICO score or difficult to prove income, etc. Other times it is simply…

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Added by Ken and Ari Walker on June 24, 2021 at 3:46pm — No Comments

To Renovate or Not to Renovate Before You Sell

When deciding to sell here in California, some homeowners feel they need to get their houses ready to make it more appealing to Home Buyers.  Before deciding on this choice, here’s a few things to keep in mind:

  • There is a shortage of homes right now.  In a “normal” market there would be a 6-month supply of homes available for sale.  Presently, there is only a 1.9-month supply.  As a result, competition is stiff and Sellers are receiving multiple offers.  Many Buyers are more…
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Added by Ken and Ari Walker on June 22, 2021 at 3:30pm — No Comments

Want More Loan Options?

Continuing the legacy of 33 years; We offer FAST private money financing for your real estate needs:

FAST Loans

More forgiving qualifications

We Can Help Despite Being Turned Down Elsewhere!…

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Added by Ken and Ari Walker on June 17, 2021 at 11:28am — No Comments

Listing Prices Have Become a New Starting Point

Gone are the days, at least for the immediate present, when the listing price was the point where the buyer started from and worked downward in the negotiating process.  Today, in the Peninsula and Northern Bay Areas, with the record-low supply of homes for sale coupled with very strong buyer demand, the list price is the beginning of a bidding war on many homes.

According to the Home Buyers and Sellers Generational Trends report just released by the National Association of Realtors,…

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Added by Ken and Ari Walker on June 15, 2021 at 10:54am — 1 Comment

Get Your Loan Funded This Month!

 

Continuing the legacy of over 3 decades:

We offer FAST Loans.

Credit Problems Okay.

Primary Residence & Investment Properties Financed. 

We have the Investors with the money.…

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Added by Ken and Ari Walker on June 10, 2021 at 11:17am — No Comments

What Does Proposition 19 Mean for California Sellers?

Passing Prop 19 in November 2020 will have significant consequences for homeowners selling in one county and buying in another.  We witnessed much of this movement in the past few months as families in the bigger cities – such as San Francisco – wanting more space and bigger homes, moved to the suburbs.  As a result of Prop.19 there will be consequences going forward that may benefit sellers who moved between counties rather than within a county.…

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Added by Ken and Ari Walker on June 8, 2021 at 11:56am — No Comments

We Can Help – Like We Did These Borrowers!

  • FAST Loans!
  • 34th Year In Business
  • Turned Down Elsewhere – We Can Help!
  • Trusted By Over 10,000 Borrowers

We continue to carry on the legacy of our late Broker and Co-Owner Forest, after 3+ decades of Private Money Lending.  Still here to help!

Funded By Us…

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Added by Ken and Ari Walker on June 4, 2021 at 1:09pm — 1 Comment

Where Are the “Spillover Markets” in California?

It is clear going into 2021 that the last year reshaped house-hunting patterns while driving a whole lot of buying activity.  The notable take-away when examining the areas of greater activity is that much of the action is taking place in locations close to larger metro regions, but with lower prices.  These have been dubbed, “Spillover Markets”, and have changed the looks of the status-quo.

According to realtor.com, several cities in California have made the “hot list” of…

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Added by Ken and Ari Walker on June 1, 2021 at 12:44pm — No Comments

Need A Better Lending Option?

Carrying on the legacy of 33+ years of private money lending:

Credit Problems Okay!

FAST Financing!

Jumbo Loans Provided!

Trusted By Over 10,000 Borrowers!

Loan of the…

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Added by Ken and Ari Walker on May 27, 2021 at 1:51pm — No Comments

Tax Benefits of Home Ownership

What are the tax benefits of owning a home?  Plenty of California homeowners are asking themselves this question right about now as they prepare to file their taxes.  Let’s look at some of them:

  • Mortgage interest:  This deduction is itemized, so for this to work in your favor, all your itemized deductions need to be greater than the new standard deduction, which the Tax Cuts and Jobs Act nearly doubled ($12,400 for individuals and $24, 800 for married).  There are additional…
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Added by Ken and Ari Walker on May 25, 2021 at 11:18am — 1 Comment

Need Fast Loan Rescuing?

Carrying on the 3 decade legacy of our family owned and operated Private Money Lending Company.

  • Get FAST Loans
  • Family Owned and Operated
  • Credit Problems OK
  • Jumbo Loans Provided

Recently Funded:…

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Added by Ken and Ari Walker on May 20, 2021 at 12:42pm — No Comments

Where Are All the Houses For Sale?

In today’s market it is harder than ever to find a home to buy.  Even before the health crisis there was a shortage of homes on the market, but when the stay-at-home order was imposed, many prospective sellers decided to wait which resulted in making a bad situation even worse.  Experts agree that this is the biggest challenge facing an otherwise hot market.  Danielle…

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Added by Ken and Ari Walker on May 18, 2021 at 12:00pm — No Comments

The Legacy Continues – Helping Home Buyers

Carrying on the legacy of 33+ years of private money lending:

 

Credit Problems Okay!

FAST Financing!

Jumbo Loans Provided!

Trusted By Over 10,000 Borrowers!

Loan of the Week

A Home Buyer was…

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Added by Ken and Ari Walker on May 13, 2021 at 11:47am — No Comments

Keeping All Your Home Buyers Happy

While there is no better feeling as a California Realtor than helping a Home buyer find their perfect home, there is also no worse felling than to discover that they are not qualified for the mortgage needed to purchase their dream – after finding it.   That’s where a California Hard Money lender like Sun Pacific Mortgage can rescue your deal from a disastrous…

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Added by Ken and Ari Walker on May 11, 2021 at 11:09am — No Comments

Why Borrow Private Money for Real Estate?



Borrowers have several options when looking for a mortgage.  But, if you have specific issues that make qualifying for a “normal” mortgage, there is one very suitable solution: private money or “hard money”.

Private lending exists for several reasons, among them consider the following:

  • Speed of Closing:  Conventional…
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Added by Ken and Ari Walker on May 4, 2021 at 2:55pm — No Comments

Need A Loan Rescue?

The Guys in the White Hats Can Get That Loan Done!

  • FAST Approvals
  • Credit Problems Ok
  • Local Lender, Family owned & operated

Loan of the Week

A local Mortgage Broker in…

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Added by Ken and Ari Walker on April 9, 2021 at 10:44am — No Comments

North Bay Real Estate Trends for February 2021

Looking at all the homes and condos for sale in the northern California counties of Lake, Marin, Mendocino, Napa, Solano, and Sonoma Counties at the end of February, there were just 1,431 on the market.  This is the lowest inventory amount since 2005 and 2% below that of January.  This region generally enjoys a Spring revival in both listings and sales, but only time will…

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Added by Ken and Ari Walker on April 6, 2021 at 12:08pm — No Comments

The Guys in the White Hats Can Get That Loan Done!

Need FAST financing?  Turned down elsewhere for a home loan? We are Direct Private Money Lenders:

  • Make Faster Offers – 10 day close!
  • Difficult to prove income OK
  • Trusted by over 10,000 Borrowers
  • Credit Problems OK…

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Added by Ken and Ari Walker on April 1, 2021 at 11:51am — No Comments

The California Housing Market: Trends and Forecast 2021

There is little doubt that the California housing market forecast is projected to be positive.  CAR conducted a survey and found the following opinions generally held by most of the experts:

  • Buyers, sellers, and agents agreed that home prices will likely remain on their upward trend in the short term.
  • 60% of agents believe…
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Added by Ken and Ari Walker on March 30, 2021 at 11:28am — No Comments

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