Loan of the Week

We received a request from a Sonoma County Broker, who had a borrower with a note that had come due. Unfortunately, this borrower needed more time to repair her credit in order to qualify for conventional financing, so needed a short-term Hard Money loan.

She required $550,000 to satisfy her…

Another great article and update by my Son and lead loan originator at Sun Pacific Mortgage & Real Estate!

Best, Forest – The Guy in the White Hat

Hard Money Broker and Co-Owner of family owned and operated Sun Pacific Mortgage & Real Estate, serving all of California since 1988! 707-523-2099   www.sunpacificmortgage.com. 

CA DRE license #010005559 and NMLS #289456…

Together We Will Get You A Loan!

With the help of more of our friends, we continue to stay busy, providing our alternative financing services to realtors, brokers and borrowers alike.

Call us today at 707-523-2099 with any questions or scenarios.  We’ll let you know what we can do for you and/or your…

My son, and Lead Loan Originator at Sun Pacific Mortgage & Real Estate wrote a great article highlighting an optimistic point of view on how the Real Estate Market has been performing.

 

In examining the March real estate market results, it is important to recognize that there is a time-lag of 3-6 weeks between a listing…

While there was a substantial change in the trajectory of the real estate market after the middle of March because of the stay-in-place order that was enforced, there were still some hopeful statistics to be found.  Here are some of the numbers relative to the whole month:

Inventory of properties for sale as of April 4th 2020 =

474…

Gathered More Friends…To Ensure You Get Your Loan!

Loan of the Week

Recently, a broker sent us a borrower who was looking to refinance a rental property.  He…

With strict regulations in place regarding self-distancing, what is to become of the real estate market? While California real estate sales is now deemed an “essential” industry, it does not mean back to business as usual.  All realtors still need to follow health guidelines and each city and county can stipulate what that looks like for their…

Despite all, we’re continuing to help Homebuyers, Homeowners, Realtors & other Brokers and Lenders with our alternative financing programs.

Alt-A Hard Money with lower rates can benefit those just barely missing out on conventional financing qualifications; Hard Money can be fast with FICO not the determining factor and any property…

There is no question that investing in real estate can be profitable. However, it is important to be realistic and that you keep your goals achievable.

First of all, you need to keep in mind that you will not make a profit overnight.  Secondly, you need to understand that the location of your property will play a critical…

Manning Up to Keep Loans Getting Done!

Loan of the Week

A mortgage broker from Contra Costa County sent us a borrower who was facing a very difficult problem.  Their daughter had some medical issues requiring quick attention, and they needed to find a way to pay for the medical…

Having been in the real estate and mortgage industry for over 3 decades, I have to say that I’ve survived many market changes – good and bad.  During the rough times I feel it’s important for leaders in our industry o share calming and factual information.

At my family owned and operated alternative financing company we are thinking outside of the box.…