When building or remodeling, owners are faced with a myriad of confusing choices, not the least of which is what material to use for their kitchen counters. Among the many preferred options are: granite, solid surface material, butcher block, concrete, and marble, specifically Carrara marble.
Marble is gorgeous both from a distance and up close, but unless…Continue
Added by Forest Tardibuono on November 8, 2018 at 12:34pm — No Comments
Although not as existential as Hamlet’s query, this is a life changing decision facing many Californians today. Ultimately, the answer depends on several real-life factors: your finances, your long-term plans and the real estate market in your area. Some of the questions you might want…Continue
Added by Forest Tardibuono on November 6, 2018 at 12:30pm — No Comments
“I would like to buy a particular house, but it needs fixing. I haven’t been able to get loan approval despite numerous attempts elsewhere – I think the condition has scared everyone away. Can you help me with a Hard Money loan?” This was the question posed to us a few weeks ago, by a Flipper…Continue
Added by Forest Tardibuono on October 31, 2018 at 4:13pm — No Comments
Many Realtors and other Brokers come to us, so they can help get their Home Buyers and Borrowers the needed financing…Continue
Added by Forest Tardibuono on October 30, 2018 at 11:00am — No Comments
Looking for ways to protect their financial security, many homeowners are investing their money in second homes, or are refinancing existing loans on rental property to upgrade them. Whether they are looking for another source of income, or they need to improve their existing…Continue
Added by Forest Tardibuono on October 25, 2018 at 11:38am — No Comments
They had just found out the investor had been disapproved for his traditional loan – 10 days before he was supposed to close! Instead of losing his…Continue
Added by Forest Tardibuono on October 23, 2018 at 12:30pm — No Comments
We have all heard the horror stories related to Non-Owner-Occupied investment properties, and have thought to ourselves, “Is the headache really worth it?” Some would say the financial gains outweigh the grief. But what if you could have all the…Continue
Added by Forest Tardibuono on October 18, 2018 at 10:00am — No Comments
This Borrower had just 10 days to close on the Orange County property he wanted…Continue
For starters, Buyer demand is still strong. While the mad, competitive scene has waned (thankfully!), last month listings averaged only 29 days on the market according to NAR. Although the housing inventory is…Continue
Added by Forest Tardibuono on October 11, 2018 at 11:10am — No Comments
Let Us Help Get That Loan Done Fast!
A bridge loan for $850,000 at 65% loan to value. His Borrower was self-employed with difficult to prove income, thus…Continue
Added by Forest Tardibuono on October 3, 2018 at 10:25am — No Comments
One of the best ways to insure the value of your rental property and increase your cash flow is to maintain and manage it well. As a landlord you should be vigilant that your property does not depreciate because of your inattentiveness. Markets may fluctuate, and while this is something…
Added by Forest Tardibuono on September 27, 2018 at 1:36pm — No Comments
Looking for ways to protect their financial security, many homeowners are investing their money in second homes, or are refinancing existing loans on rental property to upgrade them. Whether they are looking for another source of income, or they need to improve their existing rental property,…
Added by Forest Tardibuono on September 25, 2018 at 11:21am — No Comments
We have funded many loans in less than one week; We can finance a property that doesn’t qualify for conventional financing; Lend to those who have difficulty proving…Continue
Added by Forest Tardibuono on September 20, 2018 at 10:57am — No Comments
Let’s look at the difference between traditional or conventional Lenders, such as Banks and other in-house lending institutions and a Hard Money Lender:
Interest Rates – Conventional interest rates are generally lower than hard money rates, but if a hard money…Continue
Added by Forest Tardibuono on September 19, 2018 at 1:32pm — No Comments
As Lenders or Brokers you often come across a client who is on the brink of qualifying for a conventional loan, but can’t quite make the grade. That’s the time for a call to Sun Pacific Mortgage, the premier Hard Money Lender in California, offering such loans since 1988!
If we can get…Continue
Added by Forest Tardibuono on September 12, 2018 at 1:20pm — No Comments
We stand ready, stronger than ever, to help get your loan approved fast! Having a 2018 World Classic Cruiser Weight Champion on our family Hard Money team, just adds that special superpower to our alternative financing programs.
Read below to see various loans funded by our office. And then email…Continue
Added by Forest Tardibuono on September 7, 2018 at 11:36am — No Comments
A property owner in Napa needed some fast capital for his business as well as wanted to do some needed upgrades to his rental. Unfortunately, he was having difficulty qualifying for a conventional loan due to being self employed…Continue
Added by Forest Tardibuono on September 5, 2018 at 2:24pm — No Comments
Today most industry leaders would agree that waiting for home prices to drop significantly before buying property is very unwise. The latest reports anticipate at least a 5.2% increase over last year’s 7% increase in property values.
Besides anticipating a jump in market pricing, another reason…Continue
Added by Forest Tardibuono on August 29, 2018 at 11:03am — No Comments
Taking advantage of Hard Money for real estate purchases and refinances will not only put your client into a better position, but it’ll put you into a league of your own as their Real Estate or Lending Agent!
Read below to see what recently funded by our office – including mega jumbo loans and…Continue
Added by Forest Tardibuono on August 22, 2018 at 11:41am — No Comments
Jumbo Loan Funded Magically Fast
A Home Buyer was referred to us by his Lender because he need a few more months to fix some “strange” credit issues before he could qualify for a conventional loan. But neither of them wanted to wait or…Continue