With housing inventory in shorter supply, many homeowners…Continue
Added by Forest Tardibuono on May 23, 2017 at 2:00pm — No Comments
According to the most respected real estate prognosticators, California remains one of the safest places to invest your money in 2017. Several Western urban markets are still “red hot’, and 5 of them are in California. Realtor.com has predicted that…Continue
Added by Forest Tardibuono on May 17, 2017 at 11:56am — No Comments
Recently it has become increasingly clear that private equity is an attractive option for pension funds. Because the ultimate question in any investment decision, big or small, is the return on money, Investors are turning to private equity funds to bolster their…Continue
Added by Forest Tardibuono on November 9, 2016 at 11:47am — No Comments
As a real estate agent you need to know the products out there for the buyer. I mean loan products. Everyone and anyone could buy a home during the heyday! Now there are really only a few loan programs:
#1 - The government regulated (Fannie Mae/Freddie Mac, FHA, VA)
#2 - The In-House loans (credit unions and local banks)
#3 - Lastly “Hard Money”
The government regulated loans such as FHA are regulated – pretty heavily. The banks and underwriters are worried…Continue
Added by Forest Tardibuono on September 8, 2016 at 1:49pm — No Comments
Refinance Using Hard Money
You have loanable equity in your property, whether it’s residential, commercial or land, and want to borrow against it. Loanable equity…Continue
Added by Forest Tardibuono on August 30, 2016 at 4:28pm — No Comments
Hard Money Loan of the Month
Two weeks ago a borrower called needing a loan to buy a new Rental Property in Sea Ranch, California as part of a 1031 exchange. Her current Lender was unable to perform with the speed that was needed to satisfy the 1031 exchange and the Seller’s…Continue
Added by Forest Tardibuono on August 23, 2016 at 2:35pm — No Comments
If you have good equity in your home, you can potentially refinance. Below are the top 5 reasons one would refinance using hard money, also known as alternative financing:…Continue
Added by Forest Tardibuono on August 17, 2016 at 10:57am — No Comments
There was a really good article in the Wall Street Journal about Hard Money loans some time back. It was informational to borrowers and investors alike. It…Continue
Added by Forest Tardibuono on August 12, 2016 at 10:26am — No Comments
We Fund These Types of Loans, We Cannot Lie
We are the Lender of last resort if your Buyer or Borrower has been turned down by their favorite bank, savings & loan, mortgage broker or mortgage banker. We loan up to 75% of the value of the property and in some…Continue
Added by Forest Tardibuono on August 10, 2016 at 2:10pm — No Comments
I have heard numerous stories from my past borrowers where they were told how acquiring a home loan would be an unending, agonizing and complicated process. And that on top of this, one minuscule credit problem was going to end their journey to getting their dream home.
This is not the case if you find the right Lender. Getting a loan for the home you desire can prove to be…Continue
Added by Forest Tardibuono on July 27, 2016 at 4:13pm — No Comments
What are Hard Money Loans and How Do They Work?
If you’re not familiar with Hard Money Loans, you may be asking yourself what they are, and what makes them different from traditional loans? If you have had trouble getting a loan through your bank or other traditional lending options due to bad credit, a past bankruptcy, or other troubles, it may be time to start looking for alternative finance solutions.
This is where Hard…Continue
Added by Forest Tardibuono on July 5, 2016 at 1:41pm — No Comments
The purpose of this article is to encourage investors to continue to make these loans, in spite of the rumors that exist surrounding them.
I will start off this article the same as the beginning of Part 1, by saying that I will always offer loans to homeowners that are owner occupants. It is an important segment of lending and a heck of a niche for my office. I…Continue
Added by Forest Tardibuono on June 29, 2016 at 3:03pm — No Comments
Ways To Improve Your Home For Under $1,000
There are many benefits to owning a home. Increasing equity and the ability to make improvements or changes to the house are homeowner benefits I will discuss…Continue
Added by Forest Tardibuono on June 15, 2016 at 9:42am — No Comments
With Real Estate prices rebounding in California, it’s surprising to see banks still being cautious and lean only toward wealthier, lower-risk borrowers. This has left a widening gap in the mortgage industry between Lenders and potential Borrowers with less than perfect qualifications. Mortgages in the…Continue
Added by Forest Tardibuono on May 23, 2016 at 3:00pm — No Comments
Hard Money Provides...
- A Quick Close
- Multiple Options
-Shorter Term Loan
-Makes an impossible deal…
Added by Forest Tardibuono on May 12, 2016 at 4:18pm — No Comments
Added by Forest Tardibuono on May 4, 2016 at 2:46pm — No Comments
Hello to all Current, New and Potential Private Investors;
Becoming a Private Investor can earn 8% to 13% in return!
By investing in real estate mortgages your investment is secured. Investing in mortgages isn’t only buying or selling of mortgages at a discount. It includes directly lending your [hard] money to individuals and securing that loan with a mortgage against their…Continue
Added by Forest Tardibuono on March 3, 2016 at 2:25pm — No Comments
Honest and caring Brokers and Agents are important for any Buyer and Seller - for real estate and financial services.
The below noted KCM article reminded me of a first time Home Buyer I worked…Continue
Added by Forest Tardibuono on February 12, 2016 at 4:32pm — No Comments
Last month a borrower called needing a short term loan on a distressed property in Oakland, which he wanted to fix up and sell (flip).
He was in contract…Continue
Added by Forest Tardibuono on January 21, 2016 at 5:00pm — No Comments
Here’s to you kicking off a fantastic new year in real estate by taking advantage of our alternative financing for you or your clients!
2015 marked another great year of Hard Money Loans from The Guys in the…Continue
Added by Forest Tardibuono on January 7, 2016 at 3:41pm — No Comments