Forest Tardibuono's Blog (268)

Loan of the Week – We’ve Brought Help!

Manning Up to Keep Loans Getting Done!

Loan of the Week

A mortgage broker from Contra Costa County sent us a borrower who was facing a very difficult problem.  Their daughter had some medical issues requiring quick attention, and they needed to find a way to pay for the medical…

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Added by Forest Tardibuono on April 2, 2020 at 12:13pm — No Comments

Why the Stock Market Correction Probably Won’t Impact Home Values

Having been in the real estate and mortgage industry for over 3 decades, I have to say that I’ve survived many market changes – good and bad.  During the rough times I feel it’s important for leaders in our industry o share calming and factual information.

At my family owned and operated alternative financing company we are thinking outside of the box.…

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Added by Forest Tardibuono on April 1, 2020 at 9:58am — No Comments

The Covid-19 Virus and Its Impact on California Real Estate

One of the burning questions facing all Californians today is: with Californians self-distancing and “hunkering down” for the immediate future, what will the impact be on our real estate market and investments?  While this pandemic is causing an economic downturn, it hasn’t yet affected home values and most economist are still…

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Added by Forest Tardibuono on March 31, 2020 at 10:56am — No Comments

Recently Funded – Keeping On

Keeping Busy. Keeping Safe.

Keeping Loans Happening!

Refinancing, home buying and investment purchases continue throughout California as the real estate market maintains its strength despite current circumstances.

For those of you needing any fast financing assistance or having difficulty elsewhere with…

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Added by Forest Tardibuono on March 26, 2020 at 11:27am — No Comments

Homeownership and Tax Breaks

Besides the wealth accumulation that property appreciation affords, tax breaks are another way homeowners benefit from their real estate investments.  Here are some facts that set the record straight on the tax advantages of homeownership:

  1. Mortgage Interest:  Homeowners with a mortgage that went into effect before December 15, 2017, can…
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Added by Forest Tardibuono on March 24, 2020 at 11:18am — No Comments

Loan of the Week – Popular And Fast

Popular – Fast – Good Rates

Loan of the Week

A past borrower called looking for a loan of $630,400 so he could purchase a rental unit in Sebastopol, a town in western Sonoma County.  He was looking to supplement his income and add to his retirement portfolio.

He had a good down payment but since he was…

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Added by Forest Tardibuono on March 19, 2020 at 10:53am — 1 Comment

Loan of the Week – Popular And Fast

Popular – Fast – Good Rates

Loan of the Week

A past borrower called looking for a loan of $630,400 so he could purchase a rental unit in Sebastopol, a town in western Sonoma County.  He was looking to supplement his income and add to his retirement portfolio.

He had a good down payment but since he was…

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Added by Forest Tardibuono on March 19, 2020 at 10:52am — No Comments

It’s Your Lucky Day – We’re Open For Business!

Extra Lucky This

Saint Patrick’s Day!

* We’re Open For Business*

Bringing you extra luck this Saint Patrick’s Day.

After 32+ years we continue to be here to help get yours and/or your client’s loans approved fast with our alternative financing! 

Call us at…

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Added by Forest Tardibuono on March 17, 2020 at 10:30am — No Comments

Stay Calm Amid the Storm

The advice surrounding the volatility of the stock market has included everything from “Sell everything and buy gold, canned goods, and toilet paper” to “This is a tremendous buying opportunity”.

These extreme recommendations do not apply to real estate investing, however.  The best thing for you to do as an investor is calmly follow the…

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Added by Forest Tardibuono on March 16, 2020 at 10:36am — No Comments

Wrangled Up Unique Financing For You!

Taking advantage of our most popular alternative finance program could be the best mortgage option for yourself or a client – with rates as low as *6%!

If the FICO score is good (640 and up), the loan to value is 64% or less,  and the property being purchased or refinanced is in good condition, then our Alt-A Hard Money Loan could be just the solution…

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Added by Forest Tardibuono on March 12, 2020 at 8:18pm — No Comments

Los Angeles 4th Quarter Real Estate Market Report

Recently Compass California Real Estate issued a 4th quarter report on the sales activity in…

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Added by Forest Tardibuono on March 10, 2020 at 8:42pm — No Comments

Loan of the Week – One of a Kind!

One Of A Kind Financing Available

Alt-A Loan of the Week

One of our referring mortgage brokers sent us a client from San Anselmo in Marin County who was looking to quickly pay off a balloon payment that had come due.

The client needed a loan of $375,000 in a hurry to save his…

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Added by Forest Tardibuono on March 5, 2020 at 11:41am — No Comments

Is It The Right Time To Sell Or Buy In California?

People generally believe that the winter months are not the best time to list their home for sale; however, a recent report in Showingtime, a real estate industry magazine, reveals how this year is different all over the country: Buyer activity is way up compared to the same time last year.

The…

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Added by Forest Tardibuono on March 3, 2020 at 11:37am — 1 Comment

Most Popular Program – Recently Funded!

Want fast alternative financing or have a client who just misses qualifying for regular “A-paper” financing? 

Then you have to take advantage of our one-of-a-kind loan program:

  • Rates as low as *6%!
  • Good credit (640 and up)
  • Loan To Value 64% or…
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Added by Forest Tardibuono on February 27, 2020 at 12:02pm — No Comments

Q4 2019 Sonoma and Napa Counties Real Estate Reports

Recent Sonoma and Napa Counties real estate statistics reveal a flattening of the market experienced last quarter:

Napa County

  • # of closed sales = 276 (1% decrease over prior year)
  • Average sales price:  $1.0 Million (9% decrease over prior…
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Added by Forest Tardibuono on February 25, 2020 at 12:17pm — No Comments

Recently Funded – Trusted for Over 3 Decades

Family Owned for 32+ Years!

“What I liked most about working with you was your SPEED. My borrowers/clients were happily satisfied. You are our go-to for Owner Occupied hard money, so I definitely refer you to anyone!”

– Bank Acct Manager, E.G. 

As you can see in the below Recently Funded…

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Added by Forest Tardibuono on February 20, 2020 at 11:51am — No Comments

The Year In Review

While reviewing 2019, here at Sun Pacific Mortgage & Real Estate we were happily surprised by some of the significant accomplishments we achieved, resulting in many more homeowners and home-buyers getting the financing they were hoping for!

As we embark on our 32nd year in the real estate & mortgage business, we are proud to be able to…

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Added by Forest Tardibuono on February 18, 2020 at 1:35pm — No Comments

Everyone Loves Bigger & Faster Loans!

We can help make this Valentines Day better for you or your client by providing fast financing with our alternative loan programs – just as we did below: 

Loan of the Week

A mortgage broker in Brisbane, CA reached out to us for assistance with one of his clients, who was unable to obtain financing…

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Added by Forest Tardibuono on February 13, 2020 at 11:54am — No Comments

Real Estate Predictions for 2020

At the end of the year all eyes are on the new year.  Too bad we don’t have a crystal ball to predict the real estate market of the future.  We only have the current situation and historical trends to guide us. 

Real estate market trends are driven by several factors:  inventories, home prices, interest rates, days on the market, regional…

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Added by Forest Tardibuono on February 11, 2020 at 11:41am — No Comments

Recently Funded – Growing In Popularity

Ever-Growing Popularity For This Financing

Last year our family of borrowers grew to more than 10,000!  Many of these new clients were referrals from our trusted army of referring Realtors, Lenders and Mortgage Brokers who turned to us for assistance in getting their home buyers and borrowers the financing they…

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Added by Forest Tardibuono on February 6, 2020 at 11:39am — No Comments

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