Forest Tardibuono's Blog (114)

Conventional Vs Hard Money Loans

Let’s look at the difference between traditional or conventional Lenders, such as Banks and other in-house lending institutions and a Hard Money Lender:

Interest Rates – Conventional interest rates are generally lower than hard money rates, but if a hard money…

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Added by Forest Tardibuono on September 19, 2018 at 1:32pm — No Comments

Help Your Client Take the First Step Toward Homeownership



As Lenders or Brokers you often come across a client who is on the brink of qualifying for a conventional loan, but can’t quite make the grade.  That’s the time for a call to Sun Pacific Mortgage, the premier Hard Money Lender in California, offering such loans since 1988!

If we can get…

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Added by Forest Tardibuono on September 12, 2018 at 1:20pm — No Comments

Hard Money’s Very Own Super Hero!



We stand ready, stronger than ever, to help get your loan approved fast!  Having a 2018 World Classic Cruiser Weight Champion on our family Hard Money team, just adds that special superpower to our alternative financing programs.

Read below to see various loans funded by our office.  And then email…

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Added by Forest Tardibuono on September 7, 2018 at 11:36am — No Comments

Get A Loan FAST Using Hard Money!



Jumbo Loan Funded In A Flash!

A property owner in Napa needed some fast capital for his business as well as wanted to do some needed upgrades to his rental.  Unfortunately, he was having difficulty qualifying for a conventional loan due to being self employed…

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Added by Forest Tardibuono on September 5, 2018 at 2:24pm — No Comments

Why Should I Buy Today Instead of Waiting?



Today most industry leaders would agree that waiting for home prices to drop significantly before buying property is very unwise.  The latest reports anticipate at least a 5.2% increase over last year’s 7% increase in property values.

Besides anticipating a jump in market pricing, another reason…

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Added by Forest Tardibuono on August 29, 2018 at 11:03am — No Comments

Hard Money – In A League All Of Its Own!

Taking advantage of Hard Money for real estate purchases and refinances will not only put your client into a better position, but it’ll put you into a league of your own as their Real Estate or Lending Agent!

Read below to see what recently funded by our office – including mega jumbo loans and…

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Added by Forest Tardibuono on August 22, 2018 at 11:41am — No Comments

Feeling Strange About Hard Money? Let Us Show You Our Magic!

Jumbo Loan Funded Magically Fast

A Home Buyer was referred to us by his Lender because he need a few more months to fix some “strange” credit issues before he could qualify for a conventional loan. But neither of them wanted to wait or…

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Added by Forest Tardibuono on August 13, 2018 at 5:40am — 2 Comments

Frustrated About Your Loan Being Turned Down?

Let Us Help With Our Hard Money Loans!

A Home Buyer was having problems getting her loan approved elsewhere, due to difficult to prove income. She had a free and clear home she was selling but wanted to buy another house prior to this sale.

We jumped in with our Bridge Loan…

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Added by Forest Tardibuono on July 31, 2018 at 10:30am — No Comments

Hard Money Makes Loans Less Confusing!



No need to be confused by how to get your loan approved FAST. With Hard Money it’s simple!

– We can fund fast, less than 1 week if needed!

– Often considered “all cash”, makes them stronger offers.

– FICO scores are not a determining…

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Added by Forest Tardibuono on July 25, 2018 at 12:47pm — No Comments

Summertime Coverage With Hard Money!



“[Sun Pacific] did a fantastic job. They were honest, straightforward, to the point, loyal to the borrowers, and got me a 24-hour turnaround from docs to having…

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Added by Forest Tardibuono on July 18, 2018 at 1:00pm — No Comments

Let’s CRUSH Summer Together With Hard Money!



We can CRUSH those slow loan approvals and overcome loan disapprovals with our Hard Money programs!

Let us help you overcome all your summer alternative financing needs for real estate purchases and refinances. Read below to see some of our recently funded loans.  

Read the full article…

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Added by Forest Tardibuono on July 12, 2018 at 11:43am — No Comments

Reeling In Your Jumbo Loan Approval!



“It was a pleasure to be able to get this loan at Sun Pacific Mortgage. This was the easiest loan process I have ever experienced in my life!! I will keep [them] on our list for any future loans needs for sure!!!  My loan process was quick, easy and very professional.”  Best,…

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Added by Forest Tardibuono on June 29, 2018 at 2:30pm — No Comments

No Wipe-Outs Here With Our Hard Money!

“Thank you so much!! It was a pleasure to be able to get this loan with you.  This was the easiest loan process I have ever experienced in my life!! We sure will keep you on our list for our future loans. Thank You” – Borrower,…

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Added by Forest Tardibuono on June 21, 2018 at 1:00pm — No Comments

Get Skillful Financing with Hard Money!

Good Hard Money loans take skill – and as you can see, this we have!

We are skilled in getting FAST loan approval.  Skilled with multiple loan options, including large loans up to $2Million. Skilled in…

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Added by Forest Tardibuono on June 14, 2018 at 11:00am — No Comments

Top Reasons For Hard Money This Summer

  1. It’s Fast!

    We have done many refinances and purchase loans in less than a week.
  2. We finance Jumbo size and larger loans!

    We can fund up to $2Million for a refinance or purchase.
  3. Credit Score not generally a factor!

    Do…
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Added by Forest Tardibuono on June 7, 2018 at 12:19pm — No Comments

Hard Money – It Is The Season

The market is in full swing.  Realtors and Lenders alike are discovering that it is quite a tool to be able to write an offer with 5 days for loan approval and a 10 day close of escrow!…

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Added by Forest Tardibuono on May 31, 2018 at 11:33am — No Comments

Owner Occupied Principal Residence – Part 2 of 2

This is Part 2 of Owner Occupied Loans. In this writing I will feature several of the legal aspects of this all-important Program.…

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Added by Forest Tardibuono on May 29, 2018 at 2:00pm — 2 Comments

Spring Into Fast Loan Approval With Hard Money

 A Home Owner reached out to us, hoping we could help get him a loan despite being self-employed, with difficult to prove income.  We Can!

He wanted to buy a business property in Los…

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Added by Forest Tardibuono on May 24, 2018 at 12:21pm — No Comments

Spring Into Action With Hard Money - Recently Funded!

We work to get you FAST loan approval and financing for your real estate purchase or refinance.  Our Hard Money loans provide multiple options and can make that impossible deal – possible!  We also do Jumbo size loans. See below for some recently funded…

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Added by Forest Tardibuono on May 15, 2018 at 11:03am — No Comments

Spring Is Just Around The Corner…

“We wanted to THANK YOU! - so much for helping us to get this loan! This was a great experience from the beginning to funding. Really appreciate all the time and effort each of you put into making this happen for us!  Thank you so much for your assistance.”   All the Best, Borrowers J & L

 …

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Added by Forest Tardibuono on May 3, 2018 at 12:43pm — No Comments

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