Forest Tardibuono's Blog (145)

All Lined Up For Bigger & Faster Loans!

Recently a Real Estate Broker had a client in need of fast financing.  His Home Buyer made good income and had good credit, but due to being self employed with difficult to prove income, the prior Lender couldn’t pull through at the last minute.

The needed loan was $763,000 for a 70% loan to value to buy a non-owner, investment property in Sonoma…


Added by Forest Tardibuono on January 17, 2019 at 12:30pm — No Comments

Taking Hard Money To The Next Level Of Super!

“True ‘Captains of American Lending’, you guys are blazing the way through complications & compliances of old lending and are true pioneers of the future.”  Borrower, M.F.…


Added by Forest Tardibuono on January 11, 2019 at 1:00pm — No Comments

What Is The Best Gauge of a Property’s Value?

There are so many other factors besides the size of your home that affects its value.  How about the materials used in the construction of the unit, the upgraded amenities, and most importantly, the location?  One example is a completely renovated kitchen and/or bath does not add square footage to your property but will certainly add to the…


Added by Forest Tardibuono on January 10, 2019 at 9:00am — No Comments

Here’s To A Great 2019!

Happy New Year!

“Out with the old and in with the new” is a common mantra for the new year. Our 2019 mantra to you is: “Out with the slow loan approval and in with faster & bigger loan approvals!”…


Added by Forest Tardibuono on January 4, 2019 at 1:30pm — No Comments

Are We Looking at a Change In California Real Estate?

When we review the real estate market over the past couple of months, more than a quarter of listed homes has had a price drop according to Redfin.  Additionally, the supply of homes has increased for the first time in three years according to the National Association of Realtors. There has been a market shift, especially in California.…


Added by Forest Tardibuono on January 3, 2019 at 2:09pm — No Comments

Wrap Up A Great Holiday With Hard Money

Just 2 more weeks until the end of the year!   Time to buy those last-minute gifts, move into your new home, or complete that refinance so you will have extra cash for this time of year. Let our Hard Money loan programs help you wrap up a great Holiday!…


Added by Forest Tardibuono on December 21, 2018 at 1:13pm — No Comments

Is it Still a Seller’s Market?

Looking at the real estate market today can be…


Added by Forest Tardibuono on December 20, 2018 at 11:30am — No Comments

Holiday Loan Superheroes Just For You!

“I was referred this loan from a colleague in my office. These people sold their home and were living in a hotel. They depended on me to get this done and because I knew you could and would do it, they now have a way to close escrow on their new home!

Even though the rate and term are hard money, they are paying less than their previous…


Added by Forest Tardibuono on December 13, 2018 at 1:14pm — 1 Comment

Selling Your Home in Today’s Market

It is never a fun adventure to sell your home, especially while you’re still living in it.  And in today’s market, where multiple offers are not the norm they once were, it is even more important to observe some basic rules.

Keep your home pristine!  Not just “picked up”, but…


Added by Forest Tardibuono on December 11, 2018 at 12:30pm — No Comments

Tis The Season Of Giving

Helping People Makes Me Happy and seeing the family team work hard to make BIG things happen this holiday season fills my heart with joy.

We have been offering Hard Money Loans for almost 30 years now, and it still brings me joy to do what I do.

Earlier this month, a Home buyer called in, looking for a quick loan on a home she wanted…


Added by Forest Tardibuono on December 5, 2018 at 4:24pm — No Comments

Refinancing and the Holiday Season

With so much going on during the holidays, why would any sane person consider refinancing?  Well, it might make more sense than it appears at first glance.

One of the main reasons might be to pull out cash for end-of-year expenses, or to free up your cash-flow and get yourself on a better financial footing for the next year.  In 2017 the average American household…


Added by Forest Tardibuono on December 4, 2018 at 12:17pm — No Comments

We Won’t “Leaf” You Hanging with Hard Money Loans!

“[The Sun Pacific Team] pulled through last minute for us to get the loan we needed to save our house! From start to finish they made everything smooth and instructions were always clear and answered quickly. We are so grateful to have found them to help us during an otherwise stressful time. Highly recommend!!” – C.L.



Added by Forest Tardibuono on November 29, 2018 at 12:00pm — No Comments

No Loan Fumbles With Hard Money!

You will never fumble if you take advantage of our Hard Money programs!

There are very few Hard Money companies that do Owner Occupied, both Business and Consumer Purpose loans, but we do. The distinction between these programs…


Added by Forest Tardibuono on November 27, 2018 at 1:00pm — 1 Comment

Happy Thanksgiving From Our Family To Yours!

“As we express our gratitude, we must never forget that the highest appreciation is not to utter words, but to live by them.” – John Fitzgerald Kennedy

In observance of this holiday, our office will be closed November 22nd and 23rd.


Best, Ken & Forest – The Guys in the White Hats

Lead Loan Originator and Hard Money Broker of family owned…


Added by Forest Tardibuono on November 21, 2018 at 1:00pm — No Comments

Loan Approval: Touchdown!

With our many loan programs, we can help get that loan approved and score a touchdown for your team!  One of our most popular loan programs is the Bridge Loan. Here are the benefits of getting this type of financing with us:

  • Accessing…

Added by Forest Tardibuono on November 20, 2018 at 1:00pm — No Comments

Where Is The Real Estate Market Headed?

What’s one to believe about the real estate market today? There are so many conflicting headlines that even the savviest investor…


Added by Forest Tardibuono on November 15, 2018 at 11:58am — No Comments

Recently Funded Fast – Guardians

Guardians of FAST Hard Money!

Why are we considered the true guardians of getting Hard Money loans done FAST?  Maybe it’s because we can complete these loans with an 18 day average and have been doing it for 30 years!

One of our most popular programs is the Bridge Loan – for purchases and refinances.…


Added by Forest Tardibuono on November 13, 2018 at 1:30pm — No Comments

The Good, The Bad, And The Ugly Of Marble Countertops

When building or remodeling, owners are faced with a myriad of confusing choices, not the least of which is what material to use for their kitchen counters.  Among the many preferred options are: granite, solid surface material, butcher block, concrete, and marble, specifically Carrara marble.

Marble is gorgeous both from a distance and up close, but unless…


Added by Forest Tardibuono on November 8, 2018 at 12:34pm — No Comments

To Buy or Not To Buy?: That is the Question

Although not as existential as Hamlet’s query, this is a life changing decision facing many Californians today. Ultimately, the answer depends on several real-life factors: your finances, your long-term plans and the real estate market in your area.  Some of the questions you might want…


Added by Forest Tardibuono on November 6, 2018 at 12:30pm — No Comments

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