Forest Tardibuono's Blog (213)

WANTED: Your Alt-A Loans!

We have the perfect solution for a home buyer or borrower who miss qualifying for a home loan or refinance by just a slim margin, through another conventional lender. 

Solution is our unique Alt-A Hard Money program!

– 65% LTV or less

– Good credit (640 and up)

– Rates as low as 6%*…

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Added by Forest Tardibuono on September 19, 2019 at 10:33am — No Comments

Home Improvement Ideas That Won’t Break the Bank

Keeping costs down while improving your property is a definite “must”, especially for a rental.  Some of the more cost-effective ways to achieve the best return on your investment may be the following:

Paint: You can change the entire perception of a property with the right paint color choice.  For example,…

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Added by Forest Tardibuono on September 17, 2019 at 10:55am — No Comments

Our New Loan Program Is Wrangling Up Fast Approvals!

Real estate loan turned down at the last minute?  Strong borrower but just don’t quite qualify for traditional “A-paper” financing? 

This is where our new Alt-A Hard Money program can help, with lower rates between 6 – 8%!   The main qualifications are: 

– 65% Loan To Value or…

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Added by Forest Tardibuono on September 12, 2019 at 10:54am — No Comments

7 Useful Things You Might Not Know About

  1. Arrow by your gas gauge:  Next to the gas gauge of nearly every car that’s been manufactured since 2010, there is an arrow that either points to the left or the right. A lot of people might never have noticed it, but it identifies the side of the car where you will find your gas tank.  This is especially helpful when you…
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Added by Forest Tardibuono on September 10, 2019 at 11:30am — No Comments

Breaking News: New Loan Program!

For anyone who is just shy of qualifying for conventional “A-paper” real estate loans, our unique Alt-A Hard Money program is here!  Below are the key qualifications:

Good credit (640 and up)

Lower rates from 6% – 8%!

Property in good condition, in nice…

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Added by Forest Tardibuono on September 6, 2019 at 10:39am — No Comments

The Housing Market In The Next Economic Slowdown

Recent reports seem to hint at the dreaded economic “Big R” [Recession].  According to the 2019 Zillow Home Price Expectations Surve, released June 5, 50% of the surveyed economists,…

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Added by Forest Tardibuono on September 4, 2019 at 11:00am — No Comments

Recently Funded – Most Popular: Alt-A Loan!

Any Home Buyer or Borrower who just misses qualifying for regular “A-paper” financing, this one-of-a-kind Hard Money loan program is for them:

 Lower rates from 6% – 8%!

 Good credit (640 and up)

 Loan To Value 64% or…

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Added by Forest Tardibuono on August 29, 2019 at 10:20am — No Comments

No Surprise! Pet-Friendly Homes Are in High Demand

In a recent study, it was reported that $72 billion (with a “b”) was spent on pets in the U.S. in 2018.  This statistic makes it easier to understand that when someone buys a home, they are considering the needs of their whole family, and that includes the family pet(s).  89% of pet owners say they would not give up their pet due to a…

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Added by Forest Tardibuono on August 27, 2019 at 10:22am — No Comments

We’ve Wrangled You Up A New Loan Program!

Alt-A Hard Money By The Guys in the White Hats 

Low hard money rates from 6% – 8% with this unique alternative finance program! For Borrowers and Buyers who are just shy of qualifying for conventional or traditional “A paper” underwriting:

– Good credit (640 and above)

– 64% or less Loan To…

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Added by Forest Tardibuono on August 22, 2019 at 10:15am — No Comments

How Effective Are Your Negotiating Skills?

There is no better way to secure your effectiveness as a negotiator than by truly being the guy in the “white hat”.  To distinguish yourself from the “black hats”, you must communicate your honesty and integrity to potential clients. You prove your dependability by quickly returning phone calls, turning around paperwork in a timely manner, and…

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Added by Forest Tardibuono on August 20, 2019 at 10:12am — No Comments

Breaking News! Alt-A Hard Money By The Guys in the White Hats

Our breaking news brings you a brand-new release:  Low hard money rates from 6% – 8% with our one of a kind, Alt-A Hard Money Program!

This is for those borrowers who are just shy of qualifying for “A” paper underwriting.  The qualifications include: 

 Borrowers with good…

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Added by Forest Tardibuono on August 15, 2019 at 10:20am — No Comments

Tips To Get Your Home Purchase Offer Accepted

Real estate availability may be loosening up, but if you encounter a good buy and want to strengthen your chances of snagging it, here are some tried-and-true tips to remember when presenting your offer:

  • Increase Your Budget:  First-time buyers may be looking in a lower price range, which is one of the most…
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Added by Forest Tardibuono on August 13, 2019 at 10:17am — No Comments

New Release! Alt-A Financing

Alt-A Hard Money Loan!

By The Guys in the White Hats…

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Added by Forest Tardibuono on August 8, 2019 at 10:58am — No Comments

Accessory Dwelling Units: Do Your Homework First!

The housing crisis, especially in California, has worsened over the past decade.  There is a report that states California is short three million housing units. This accounts for the additional pressure on home and rent prices.  To alleviate this disparity some cities are reducing the red tape required to build these…

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Added by Forest Tardibuono on August 6, 2019 at 10:43am — No Comments

The 2019 Release! Alt-A Hard Money Program

Releasing a Brand-New Alt-A Hard Money Program with Rates from 6% – 8%!

  • Borrowers with good credit (640+)
  • Lower Loan To Value (64% LTV or lower)
  • Nice property in good location 

We have many investors who are interested…

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Added by Forest Tardibuono on August 1, 2019 at 11:51am — No Comments

Bay Area Second Quarter Home Prices



Except for San Francisco and San Mateo Counties, home prices in the Bay Area remained relatively flat according to data provided by local Multiple Listing Services.  Year-over-year prices flatlined across the Bay Area, except in Santa Clara and Sonoma Counties where prices retracted. All four of these counties, however, have reached historically high…

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Added by Forest Tardibuono on July 30, 2019 at 11:01am — No Comments

Fast Financing For Those Turned Down Elsewhere!

You or your client being turned down elsewhere for a home mortgage?  This is where we can come in and help with our alternative financing programs – also known as Hard Money.

Call us at 707-523-2099 today with any questions or scenarios you have. We’ll get back to you quickly!

Recently Funded…

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Added by Forest Tardibuono on July 25, 2019 at 10:19am — No Comments

Real Estate Vs. Your 401K

All of us would like to think we are going to retire someday, and hopefully, it will be comfortably. To that end we are encouraged to contribute to a 401K.  Unfortunately, the growth rate of most 401K accounts will not offer us the retirement we anticipate. As an example, even if you were to put $250 a month into a Roth and get a modest 3.5% return on your…

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Added by Forest Tardibuono on July 23, 2019 at 10:44am — No Comments

Racing To Get You Fast Loans – Even When Turned Down Elsewhere!

This Home Buyer Was Turned Down Less Than 1 Week To Close of Escrow.  Below is the thankful Realtor’s testimonial:

“A guy in a white cowboy hat was boarding a plane in Seattle when he gets a phone call from a frantic agent: HELP! My client’s loan got denied and it has to close on Friday! (Keep in mind it is now…

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Added by Forest Tardibuono on July 18, 2019 at 10:58am — No Comments

Difficult-To-Prove Income? We Have the Answer.

Self-employed borrowers have always had a difficult time proving their credit worthiness; however, there is a solution.  Despite the roll-back on mortgage regulations, there is a product known as an “alternate documentation” loan, which has helped potential homeowners overcome this obstacle.

Let’s look at a variety of situations which might make…

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Added by Forest Tardibuono on July 16, 2019 at 10:34am — No Comments

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