I have been the Hard Money Broker and owner of this family owned and run Real Estate and Mortgage company "Sun Pacific Mortgage & Real Estate" since 1988, here in Sonoma County California (Northern California). 

My Hard Money/Private Money loans average 70% LTV but can go up to 75% LTV, including principal residence purchases! Yes, I still offer owner occupied loans.  I also do refinances. 

The rates have also gone down with many of my Private Investors, recently a number of loans funded between 8 - 10%. 

I am licensed for state of California though I only do loans throughout Northern California, as I'm more familiar with these areas as are my Investors.  If you need any help funding in these areas, don't hesitate to call my office at (707) 523-2099 or email me through my website at www.sunpacortgage.com!

I'm happy to help anyone out who's been turned down elsewhere. 

Best, Forest - The Guy in the White Hat

DRE license #01464899

NMLS #360993

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Replies to This Discussion

Hi there, I'm looking to secure funding for 2 Rehab Flips in Los Angeles, would you be interested in venturing out this way. These are solid deals we currently have under contract and are looking to close on the first deal in the next couple of weeks. Acquisition and rehab cost total 70% LTV leaving us a big spread. Looking to be in and out within 3-5 months... Both properties are located in Hot Market with low DOMs. Let me know what you think. Edward@properties1st.com


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