As the real estate market continues to pick up, it could be helpful to familiarize yourself with “not-normal-financing” options, also known as Hard Money.  These loans might enable you to bring that superhero offer to a Seller, or to be the superhero Agent for your client. 

These “not-normal-Superhero Loans” have just 2 main qualifications: 

● Decent existing equity or at least 20% down payment.

● An ability to repay the loan (source of income). 

Our average turn-around time is 2 weeks, and we fund loans from $150K to $1.5million.

Our Hard Money loan programs include: bridge or temporary loans, business purpose loans, purchase money for a quick close, purchase or refinancing of residence or investment property, and even commercial and land loans. 

We stand ready to help you, a client or someone you know with our “not-normal loan” programs.  Call us today at 707-523-2099. 

Best, Forest & Ken – The Superhero Guys in the White Hats 

Not-Normal Loans Recently Funded By Us: 

Santa Rosa, California (Sonoma County)

Loan Amount: $360,000

Loan Program: Investment Property Purchase

Loan To Value: 60%

Days To Fund: 8 days

Why Turned Down Elsewhere: FICO issues

 

Orangevale, California (Sacramento County)

Loan Amount: $295,000

Loan Program: Owner Occupied Business Purpose

Loan To Value: 65%

Days To Fund: 19 days

Why Turned Down Elsewhere: Bankruptcy

 

South Lake Tahoe, California (El Dorado County)

Loan Amount: $311,000

Loan Program: Owner Occupied Temporary

Loan To Value: 64%

Days To Fund: 14 days

Why Turned Down Elsewhere: Property condition

 

Santa Rosa, California (Sonoma County)

Loan Amount: $568,000

Loan Program: Bridge loan

Loan To Value: 80%

Days To Fund: 12 days

Why Turned Down Elsewhere: Needed a fast loan

 

Vallejo, California (Solano County)

Loan Amount: $420,000

Loan Program: Investment Property Refinance

Loan To Value: 56%

Days To Fund: 24 days

Why Turned Down Elsewhere: Short sale 

Note:  Get our financing despite bad credit, difficult to prove income, property a fixer, etc!  We finance Jumbo loans, Bridge and short term loans, Owner Occupied purchases and refinances, investment purchases, commercial and land. 

CALL TODAY, The Superhero Guys in the White Hats at

707-523-2099

See our website at:  www.Sunpacificmortgage.com

 Forest CA Bur of Real Estate license #01000559 and NMLS #289456

Ken CA Bur of Real Estate license #01858042 and NMLS #1221130

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