Rental Property Loans for Real Estate Investors. Qualify on property cashflow not personal income. Up to an 80% LTV on cash-out. No upfront fee!

Contact me to obtain a Soft Quote outlining the loan terms, cost and reserve requirements.

Key Points

  • Minimum Mid-FICO 620
  • Same Day Pre-Approval - No Upfront Lender Fees
  • Refinance: 30-day seasoning for Full-Appraisal Value
  • Purchase: No sourcing or seasoning of funds
  • Underwritten on property cash flow
  • Vacant ready to lease property - ok
  • Portfolio Loan Available (5+ properties) - 600 min FICO


General Terms

  • $100,000 - $2.5 million
  • LTV: Up to 80%
  • Interest: from 4.625%
  • Rate: Fixed or Hybrid ARM
  • Fixed Term: 5, 7, 10 or 30 years
  • Term: up to 30 years
  • Amort: up to 30 years (partial interest-only available)
  • DSCR: .80 minimum
  • Multiple Prepay Options
  • Impounds Required


Collateral

  • Condominium
  • Single Family Home
  • Townhouse
  • Multifamily 2-4 Units
  • Planned Urban Developments (PUD)
  • Vacation Rentals (Airbnb, Seasonal, etc…)


Interest rates are determined by credit score, fixed rate term, LTV and DSCR.

Visit www.1-4investor.com for additional information.

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Doug Braxton
Commercial Mortgage Broker
P: (800) 230-1424
www.braxtonandcompany.com | www.1-4investor.com

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