Did you find a loan? I can't find a personal unsecured loan that doesn't have a fee.
If you have good credit you can walk into your bank and get a $0 fee unsecured loan. If you do not have good credit then you have to pay a fee because the lender is taking a huge risk due to your bad payment history. Get real people. If you do.not pay your bills on time and you need a loan, PAY THE FEE! I cannot believe this is even an issue!