Seeking $50-75K second behind a $460K 1st.  Value $800K+. Purchased in 2006 for $675K, just finished $400K renovation.  First at 4% so no desire to refi it.   FICO 638 due to recent short sale (760 prior to that).  Short term preferred, 2 or 3 yr balloon would be ideal. TDR 25-30% verifiable.  

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CA 94043, USA.

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