PLEASE SEE NEW REVISED BLOG POST---I NEED A LENDER THAT DOES PERSONAL NO-COLLATERAL UNSECURED LOANS!!!!

I have been seeking a private lender for over 2 months now, and I just want an honest lender! Is there any more out there?  My lender who I have known for years passed away.

Urgently searching for private lender willing to believe in me and take a chance! All records and any documents needed can be notarized and sent from AAA or bank if requested. I AM A REAL PERSON, SEEKING A REAL LENDER. Please no crazy up front fees, Reasonable fees can be sent through Pay Pal, or my bank. Willing to except any amount to be added or subtracted from loan!

I am currently seeking a lender to provide funding for 2 possible ventures-
both without current collateral.  Before you discard please continue reading!
Both of my goals have a 1 yr., 3 yr., 5 yr., and 10 yr. plan and lay out.
Plan B just postpones Plan A for a little while! During this time property purchase(s) are planned and separate financing will be sought.
So I would love a Lender I can Grow with!
I am 34 years old, and my business clientèle is growing fast!
 
Loans are One or the other- not both! 
Depending on the lender- It would be......
  
PLAN A)---Business Expansion unsecured loan with possible partnership. Loan or Revolving line of Min. $50k,  Up to 6%, with up to 20 year term but no less than 18 year.
PLAN B) Personal loan-  Amount would be $20k, up to 8% interest, with up to 10 year term but no less than 7.
A title loan to multiple vehicles can be offered if requested. One of which is an Audi and the other is a H1 Humvee

In addition to monthly payments; $5-7k will be paid before April. and another payment around October around the same amount

A little background.....

18 years of solid work background with multiple degrees, certificates, and minors
13 years credit history
17 accounts
7 currently open under $6k
No collections, Not 1 red mark on report, DTI was under 8%
Score 726 in May 2014
Reason for seeking lender------
 
During the time at the hospitals with child a large portion of mail was stolen including my renewal drivers license from the DMV. 
I had to file reports with post office, local police, and credit bureaus. 
I found my credit had 16 Hard hits and accounts opened. I am in dispute with them and have had 11 removed thus far. The remaining are taking longer than expected. 
Due to this my score dropped to 596. My score for today - now at a Plus score of 702, 670, 662
Once others are removed my score will go above my 725. In addition- when current credit is paid from this loan my DTI will only be at 6% and plan on my score being around 750.
I have all documentation showing this is true including my old reports with scores
I have returned to work now for 2 weeks and all my clients returned with a huge increase in referrals!
Income is steady, but without a loan I wont be able to get back on track before further complications and damages arise.
FINDING A PRIVATE LENDER IS MY ONLY OPTION AT THIS TIME, But also the only one I would have chosen!
4 USBANK accounts and can do direct pay. 
A portion of loan will be for newer vehicle and pink can be used for collateral if requested.
 
I am working steady again, but receiving payment, earnings, and fixing my dispute take time, and that is something I don't have!  If I continue to push off my potential new clients I will loose them.  The time to expand is now!!!!
Thank you for your time and consideration, any and all documentation can be supplied.
Thank you for your time and consideration,
Richelle 

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did you close this deal with any of lenders that responded on this page?

Hello Preston James,

Happy New Year! Thank you for your reply as I am still seeking a lender. I will contact you through email as per your request. 

Richelle

Happy New Year Everyone, Hope you all had a safe and wonderful time! 

Good afternoon,

To those of which have asked if I am still in need of financing- Yes I am still in need! The lenders whom have offered, I did not meet the criteria. If any of you are still interested in offering lending please contact me.

Thank you, Richelle

This is what gets me....as an intermediary I come across individuals who want money for whatever reason, project or situation. And think they should dictate the terms and outcome. Dealing with private investors or alternative financing,people need to understand you do not dictate the situation. You either abide by the terms presented or move on. Why waste, time, energy and efforts.To state that a individual is a scam, without tangible evidence to substantiate the claim. Is a unfair accusation. Most private investors I work with use free email accounts. ..google, yahoo, etc. Unless they have a professional representation, who may use their own email, which still may have free email accounts. Then let's talk about the individuals seeking funding, who come expecting to get funded with horrible credit, no collateral or any real tangible "skin in the game" but expect a lender to understand and still provide funding? Really? ???
In closing..when dealing with private investors or alternative financing, individuals need to understand the environment they are working with. An environment where you have to meet a certain criteria, even though it is private. Moreover you still have standards before individuals will take you seriously. If people on both sides take the time to explain the expectations, then the situtation could potentially work out. To me it serves no purpose to contact a source ask a few questions and come to a conclusion that the source is no good due to an email or the lack of providing references or something to satisfy the expectations of those who may not even be legitimate clients themselves. This
platform can and is a great source of reference to gain funding. I hope in expressing my opinion I have not offended anyone.

Why did you choose my post to place this on? Are you commenting with regards to that Rat- Tom Vichi, whom of which I do have substantial evidence of what occurred, how much money he stole, and caused a huge burden on an already burdened situation. Or are you refering to me stated I am still seeking funding because I did not meet prior criteria? You leave me with many questions regarding your little statement!

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Richard, Thank you for contacting me. I am looking for a non-collateral personal loan, or a business start up loan. I want to confirm this is what your company offers before contacting you. Thank you, Richelle

I CAN HELP YOU WITH THE LOAN ASAP YOU CAN CALL ME OR TEXT ME @7192977045 OR EMAIL ME BRIGHTLOANS24@GMAIL.COM

Good evening Henry Miller, I am very interested to speak with you in person. Can you please contact me by phone or message times in which you are available. I am also sending you an email as well including my cell number. Thank you

If you will able to speak to him will be as unusual as possible.This guy is fake.Run

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